Lincoln Financial | Senior Group Underwriter (Specialty Health)

The role at a glance

• As a Sr. Group Underwriter on the Specialty Health team, you will underwrite new and existing business for Lincoln's Supplemental Health (Accident, Critical Illness, and Hospital Indemnity) products.
• This role offers the opportunity to work independently on more complex underwriting assignments while partnering with Sales, Account Management, Product, Pricing, and Operations teams to drive business results.
• Applications for this position will be accepted through 1/24/27 subject to earlier closure due to applicant volume.
• The pay range for this position is $84,375 - $135,000 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law.
• In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.
• You'll assess risk, develop pricing recommendations, and support profitable growth and customer retention through sound underwriting decisions.
• You'll build strong relationships, influence underwriting outcomes, contribute to process improvements, and continue to grow your technical and industry expertise.
• Manage an assigned in-force book of business.
• Perform experience rating and collaborate with actuarial partners to evaluate pricing and risk.
• Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies to business partners.
• Support the RFP process, including responding to underwriting requirements and completing submissions through third-party platforms.
• Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting partners across product lines to develop coordinated customer solutions.
• Build and maintain strong relationships with internal and external partners, support the development of underwriting expertise across the team, and serve as a trusted resource on underwriting strategies and risk assessment.
• Identify opportunities to improve underwriting processes, tools, and reporting capabilities.
• Leadership development and virtual training opportunities.
• Work arrangements that work for you.
• Underwrite new business, renewals, and amendments for Supplemental Health products
• Assess risk by evaluating group characteristics, demographics, participation, benefit design, claims experience, and other underwriting factors
• Make underwriting decisions within assigned authority and recommend actions requiring additional review or approval
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Requirements

• Strong analytical, communication, and relationship-building skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Expertise in experience rating and renewal underwriting.
• Effective productivity/technology tools and training.

Lincoln Financial

Lincoln Financial is an employer hiring in India (sector: BFSI / Investments / Insurance). In its own words: "Lincoln Financial Group provides resources and solutions that help empower Americans to take charge of their financial lives with confidence and optimism."

Its finance, accounts, audit and tax openings in India are mostly in Radnor, Charlotte, Omaha and Hartford.

• Industry: BFSI / Investments / Insurance