Lowe's India | Lead Analyst

Roles & responsibilities

• This position is based at our on-site office in Bengaluru.
• The team combines financial analysis, business acumen and analytics to improve forecast accuracy, identify risks and opportunities, and enable informed business decisions.
• The role will develop and strengthen driver-based forecasts, evaluate scenarios and sensitivities, identify risks and opportunities, and translate financial and operational inputs into clear insights and recommendations for senior leaders.
• This role requires strong FP&A judgment, the ability to understand and challenge key business, vendor and actuarial assumptions, and the independence to drive complex workstreams across Lowe's India and U.S. teams.
• Own end-to-end planning, forecasting and analysis for complex expense lines across HR, Finance and Legal, including healthcare, risk & casualty and other non-departmental expenses.
• Develop and continuously improve driver-based forecasting approaches, incorporating key cost drivers, historical trends, business changes and relevant vendor or actuarial assumptions.
• Lead variance, scenario and sensitivity analysis; quantify risks and opportunities, explain underlying drivers and recommend forecast or business actions.
• Build, enhance and maintain robust financial models and forecasting tools with clear assumptions, validation checks and documentation.
• Partner with business and Finance stakeholders across Lowe's India and U.S. teams to challenge assumptions, reconcile inputs and align on forecast changes and key business updates.
• Prepare executive-ready reporting, commentary and insights that clearly communicate performance, drivers, risks, opportunities and recommended actions.
• Lead process improvement, standardization and automation initiatives to improve forecast accuracy, efficiency, scalability and controls.
• Mentor and review the work of team members, providing guidance on forecasting logic, model structure, assumptions and analytical quality.

Requirements

• Minimum 5 years of experience in Finance, FP&A or financial decision support, with demonstrated ownership of complex planning and forecasting processes.
• Experience partnering with cross-functional business and Finance stakeholders; experience in a GCC, shared services or global operating model is preferred.
• Strong Finance and FP&A acumen, including driver-based forecasting, variance analysis, scenario and sensitivity analysis, and risk & opportunity assessment.
• Does forecasting, forecast healthcare expenses for entire organization, Statistical forecasting skills.
• Ability to understand complex expense drivers and translate business, operational, vendor and actuarial inputs into reliable forecasts and insights.
• Advanced Excel and financial modeling skills, with strong attention to model structure, data validation and accuracy.
• Strong analytical and structured problem-solving skills, with the ability to work through ambiguity and reach sound conclusions.
• Strong stakeholder management and business partnering capabilities, including the ability to challenge assumptions and influence without authority.
• Ability to synthesize complex information into clear executive-level commentary, insights and recommendations.
• Proven ability to prioritize multiple workstreams, work independently and maintain high standards of quality and follow-through.
• Ability to mentor and review others' work, strengthening analytical rigor and team capability.
• SQL – basic/ intermediate knowledge.
• Experience in Financial Planning tools e.g. IBM Planning Analytics (TM1)

Lowe's Companies, Inc.

Lucius Smith Lowe opened Lowe's North Wilkesboro Hardware in North Carolina in 1921, and the business grew into a national chain of home improvement stores. Lowe's went public in 1961, has been listed on the New York Stock Exchange since 1979 and is headquartered in Mooresville, North Carolina. Its stores and website sell building materials, tools, appliances and home and garden products to homeowners and trade customers, and since selling its Canadian retail business in 2023 its stores are all in the United States. Lowe's set up an office in Bengaluru in 2014 to expand its analytics and technology work. Lowe's India Private Limited now operates from Manyata Embassy Business Park in Bengaluru, supporting the company in technology, data science and analytics, omnichannel platforms, supply chain, merchandising, marketing, and financial planning and analysis.

Finance hiring in Bengaluru is weighted towards internal audit, with staff, senior and lead senior auditor roles, including business SOX work, that ask for two to nine years of post-qualification experience. Other openings cover order-to-cash and collections, accounting analytics and reporting, and FP&A planning and forecasting. Seniority runs from associate roles needing two to three years to lead analyst and lead auditor roles. The FP&A role wants a qualified CA, CMA, CIMA or CFA, or an MBA in Finance, while the audit roles look for a degree in accounting or finance and prefer a CA, CPA, CIA or CISA.

• Industry: Home improvement retail: building materials, tools, appliances, and home and garden products sold through stores and online to homeowners and professional customers
• Headquarters: Mooresville, North Carolina, United States (Lowe's Companies, Inc., listed on the NYSE as LOW)
• In India: Lowe's India Private Limited at Manyata Embassy Business Park, Bengaluru; Lowe's set up its Bengaluru office in 2014