Moody's US | Ratings Associate

Responsibilities

• If you are excited about this opportunity but do not meet every single requirement, please apply!
• You still may be a great fit for this role or other open roles.
• Applications for this position will be accepted until November 13th.
• As a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings, playing a crucial role in assessing their credit risk and performance.
• This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.
• You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions.
• You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis.
• Support Analysts on work related to credit ratings, research, and market outreach.
• Analyze data and financial documents, prepare and run financial models and forecasts.
• Draft rating committee memos; attend and participate in rating committee meetings.
• Draft and help publish credit research reports.
• Monitor market developments and news to assess credit quality and industry trends.
• Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challenges
• Attend investor and issuer meetings as required; help prepare presentations

Skills & competencies

• Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent), or relevant work experience is preferred.
• Relevant work or project experience, including internships.
• Proficiency in MS Excel, Word, and PowerPoint.
• Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferred.
• Excellent verbal, written communication, and interpersonal skills.
• Strong organization skills, analytical thinking, and attention to detail.
• Proactive with the ability to work effectively in a team environment.
• Ability to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasks.
• Fundamental understanding of fixed income markets or credit preferred.
• Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awareness.
• Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner.

Moody's US

Moody's US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York.

• Industry: BFSI / Investments / Insurance