OCBC Bank | ED Senior Credit Risk Manager (Financial Institution)

Responsibilities

• As a key member of our risk management team, you will play a critical role in shaping the future of OCBC.
• You will work closely with stakeholders to identify and mitigate credit risks, ensuring the bank's continued stability and growth.
• This is a unique opportunity to make a meaningful impact and build a rewarding career.
• To excel in this role, you will need to stay ahead of the curve, anticipating and responding to emerging trends and risks.
• You will work collaboratively with cross-functional teams to develop and implement effective credit risk management strategies, leveraging data and analytics to inform your decisions.
• Work in friendly, supportive teams.
• Build lasting value in your community.
• Assess and approve appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner.
• Participate in the development of risk management standards/governance, procedures, processes and initiatives where required.
• Perform regular regulatory stress-test on portfolios under credit coverage and ad-hoc portfolio reviews/stress tests where required.
• Ensure new transactions and credit renewals meet OCBC’s risk acceptance criteria, risk policies and procedures, as well as regulatory requirements.
• Respond quickly and professionally to requests from Global Markets on limit excess during pre-deal credit limit checks.
• Leveraging technology and creativity to become a future-ready learning organisation.
• Help people grow their assets, business, and investments.
• Take your learning as far as you can.
• Be the Primary Credit Approving Officer responsible for pro-active risk management for portfolio.
• Review annual review papers prepared by the Credit Analysts, provide constructive comments to enhance the credit submissions (including recommending credit underwriting standards for new client segments where necessary) and present justification/rationale to approvers.
• Negotiate credit terms in loan agreements, ISDA/CSA, GMRA and GMSLA.

Who you are

• Strong participation in business initiatives and provide solutions.
• Candidate should minimally possess a good degree from a recognized university.
• At least 15 years of relevant credit experience with focus on Sovereigns/Banks/NBFIs. Experience to hedge funds is an advantage.
• Strong knowledge of and experience in credit analysis, loan structures and treasury products.
• Strong analytical skills with extensive experience in analyzing financial statements.
• Strong team player who demonstrates ability to adapt and work in a team in a fast-paced environment.
• Ability to express opinions, lead discussions with BUs and provide solutions to challenging credits, and new business initiatives.
• Knowledge in loan documentation, ISDA/CSA, GMRA, GMSLA is preferred.
• Excellent written and interpersonal communication skills.
• Strong collaboration with stakeholders including Counterparty Credit Risk team and Business Units (such as Global Financial Institutions, Global Markets, Global Trade Finance) in structuring credit facilities that mitigate the credit risks inherent in derivatives portfolio.

OCBC Bank

OCBC Bank is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in Ocbc Singapore and Bos Singapore.

• Industry: BFSI / Investments / Insurance