S&P Global US | Senior Analyst – Financial Institutions Ratings, Denver, CO or New York City, NY

Responsibilities

• The team produces rigorous, criteria-based fundamental research in a fast-paced environment that values analytical integrity, intellectual curiosity, and collaboration.
• As a Senior Analyst covering financial institutions, you will own the credit ratings process for an assigned portfolio of bank and securities firm credits, producing independent, well-supported credit opinions that inform investors, issuers, and the broader market.
• Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.
• In addition to base compensation, this role is eligible for an annual incentive plan.
• This role is eligible to receive additional S&P Global benefits.
• You will join a group where your analytical work carries real market significance and where you can develop deep sector expertise alongside experienced colleagues.
• Lead the full credit ratings process for assigned financial institutions — including quantitative analysis, issuer engagement, committee preparation, and rating publication — within established criteria and analytical frameworks.
• Manage ongoing surveillance for an assigned portfolio, conducting fundamental credit analysis and identifying developments that may affect creditworthiness.
• Conduct detailed research and analysis on industry topics, including capital frameworks, operational risk, and liquidity risk, contributing to credit insights, peer comparisons, and industry commentaries.
• Analyze complex or less clearly defined credit issues, applying sound analytical judgment and available data to identify appropriate approaches and recommendations.
• Engage professionally with issuers and internal partners to gather information, communicate analytical views, and support the delivery of high-quality credit analysis.
• Share analytical knowledge and provide guidance to junior colleagues, contributing to the knowledge and skill base of the broader team

Requirements

• An S&P Global employee at this level would typically have 3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field.
• Demonstrated ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions.
• Understanding of fixed income and debt capital markets and their application to credit analysis or research.
• Ability to evaluate complex information, exercise sound analytical judgment within established frameworks, and communicate recommendations clearly and effectively.
• Proficiency in Microsoft Excel, Word, and PowerPoint for financial analysis and reporting.
• FRM (Financial Risk Manager) designation or equivalent risk management certification.
• Experience contributing to analytical projects or team initiatives and working effectively across functions.
• Experience providing guidance or sharing technical knowledge with junior colleagues.
• Experience using coding or programming tools to support financial analysis or data processing.
• Demonstrated interest in identifying opportunities to improve analytical processes, quality, or efficiency.
• A master's degree or professional certification (such as CFA) is highly valued.
• We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
• Preferred or Helpful Experience

S&P Global US

S&P Global US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York, Chicago, Dallas and Colorado.

• Industry: BFSI / Investments / Insurance