U.S. Bancorp | CRE Sr. Credit Analyst

Responsibilities

• The actual range for the role may differ based on the location of the role.
• Overseeing accurate and consistent financial statements spreads, quarterly trend analyses, quarterly monitoring reports and covenant tests in accordance with bank spreading standards and credit policies.
• Maintaining a compliance monitoring and financial statistic database that tracks credit agreement requirements, receipt of customer’s financial reporting requirements, and credit metric trends.
• Support both existing property transactions (including refinancings) and ground‑up construction projects, including budget monitoring and monthly construction draw reviews through project completion.
• Assist with new deal originations, evaluating opportunities with typical transaction sizes of $50MM–$100MM, with select transactions up to $750MM.
• Participate in the preparation and negotiation of term sheets, as applicable.
• Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.
• Analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality and assisting with industry sector reviews, assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval.
• Review our full benefits available by employment status here.
• Pay Range: $104,550.00 - $123,000.00
• Posting may be closed earlier due to high volume of applicants.

Requirements

• Three to five years of experience in a finance/analytical related role.
• Strong foundation in CRE underwriting across multiple property types (cash flow, valuation, sponsor analysis, structure, and covenants).
• Experience authoring credit memoranda and presenting key risks, mitigants, and recommendations to approval committees.
• Strong analytical and technical writing skills; able to translate complex sponsor/tenant/technical diligence into clear credit narratives.
• Strong verbal and written communication skills, with the ability to collaborate across origination, portfolio management, credit risk, and technical advisors.
• Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank.
• Ability to independently participate in client bank meetings if necessary.
• Familiarity with banking credit policy, loan documentation concepts, and CRE underwriting processes (construction, bridge, term, and portfolio facilities).
• Experience with nCino, CoStar, and/or other CRE research platforms preferred.
• Advanced proficiency in Microsoft Excel (cash flow modeling and scenario analysis) and the broader Microsoft Office Suite.
• Preferred Skills & Experience

U.S. Bancorp

U.S. Bancorp is an employer hiring in India (sector: BFSI / Investments / Insurance). In its own words: "Experience personalized banking services for your unique needs with U.S."

Its finance, accounts, audit and tax openings in India are mostly in Milwaukee, Minneapolis, Saint Louis and Tempe.

• Industry: BFSI / Investments / Insurance