Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank | Credit Analyst
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Job Highlights
Key accountabilities of the role
- Provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved polices.
- Preparation of error free credit docs.
- Compliance policies and satisfactory Risk Rating.
- Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.
- Analyze applicant’s financial statements and comment on its findings (where required).
- Check customer’s status through de-dupes/CBRB.
- Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management.
- Support business in achieving monthly budget & targets while maintaining highest quality portfolio.
- Contribute positively to the daily underwriting activities.
- Improve communication branches and DSU’s as being internal customers.
- Provide constructive comments and feedback on proposed finance applications.
- Compliance of policies & procedures.
- Comply and perform Key operational controls as required in ADIB’s polices & procedures in day-to-day operations.
- Examining credit Application for completeness and timeliness of information, noting exceptions for correction.
- Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.
- Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
Requirements
- Good credit and analytical skills and knowledge.
- Minimum 3 years of practical banking experience preferably in the finance & credit field.
- Knowledge of UAE banking practices, regulations & risks.
- Good Knowledge of UAE banking practices, regulations & risks
About the company
Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank is an employer hiring in India (sector: BFSI / Investments / Insurance).
Its finance, accounts, audit and tax openings in India are mostly in United Arab Emirates.
