Abu Dhabi Islamic Bank | Senior Credit Analyst

Responsibilities

• The role includes review / analyzing customers Credit Applications, Availments and SFCAs.
• Contribute to achieving the department objectives, goals & policies.
• Reviewing the credit proposals and recommending the proposals to the higher authorities.
• Collaborate with the RM to make sure receiving complete set of documents required for review / analyses of the credit application.
• Verify genuineness of customers’ financials. & Perform financials analysis.
• Conducting Independent checks of the customer’s business operations, inventory levels, reputation and business model through conducting a site visit.
• Prepare/ review TM & RAC factors & MRA input.
• Maintain contact with all Business Units in the Bank to ensure high levels of Business units’ satisfaction.
• Conduct any other assignments assigned by the Line Manager.
• Ensure no regulatory issue for cases reviewed.
• Check documents and genuineness of financial statements, conduct financial and non-financial analysis for Credit Proposals in accordance with bank policies and recommend the financing package that meets customer requirements/ capabilities.
• Highlight risk factors & mitigation, in each credit application
• Adhere to KPls of application processing and required targets.
• Help in maintaining satisfactory internal and external audit ratings

Requirements

• Good understanding of business, finance, economics, and current affairs.
• Analytical Thinking & Business Oriented approach.
• Strong interpersonal and communication skills, both verbal and written.
• Minimum 7 years’ experience in SME/ Commercial Business and Banking.

Abu Dhabi Islamic Bank

Abu Dhabi Islamic Bank is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in United Arab Emirates.

• Industry: BFSI / Investments / Insurance