Accenture India
Accenture India | Banking Advisory Analyst
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Job Highlights
What would you do?
- •In this role you are required to do analysis and solving of lower-complexity problems
- Bkg- Credit UW stands for Commercial Banking Credit Underwriting.
- It involves evaluating the creditworthiness of businesses applying for loans or credit.
- This process includes analyzing financial statements, assessing risk, and determining the terms of the credit.
- The goal is to ensure that the bank makes sound lending decisions while minimizing risk.
- Credit underwriters play a crucial role in maintaining the financial health of the bank.
- The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit.
- Character, Capacity, Collateral, Capital and Current Market Conditions.
- Conduct detailed research on the financial history of businesses to determine their creditworthiness.
- Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.
What are we looking for?
- Written and verbal communication.
About the company
Accenture
Accenture is a global professional services company working in strategy and consulting, technology, operations and digital transformation. It took its current name in 2001 after separating from Arthur Andersen, where it began as Andersen Consulting.
India is one of Accenture's largest talent bases. Finance professionals there mostly work in finance and accounting operations for global clients: record-to-report, procure-to-pay, order-to-cash, financial planning and analysis, and related advisory work.
