Aditya Birla Group | Team Member - Gold Loan Audit - Vijayapura

Responsibilities

• Execute gold loans audits as and when assigned for proactive identification and remediation of Credit risk and the related risks such as regulatory, financial, operational risks.
• Contribute through ideas / recommendations for improvements to the organization policies, processes and practices based on leading industry practices and emerging risks.
• Contribute through ideas / suggestions for adequate and effective audit coverage of various risks including Credit, Regulatory, Financial, and Operational risks arising from gold loans portfolio and lifecycle.
• Ensure timely completion of gold loan audits along with quality of audits, and meet with all audit documentation and reporting requirements as per audit policy and procedures and leading best practices.
• Actively and proactively engage with the relevant stakeholders in gold loan audits.
• Continuous Control Monitoring and Offsite Audit.
• Keep abreast of the emerging gold loans audit trends and drive key audit initiatives for efficient and effective achievement of the audit objectives.
• Effective communication and engagement with various stakeholders.
• Continuous development of self and contribution in development of peers / colleagues the gold loans audit team through regular learning and sharing of knowledge / best practices.
• Conduct gold loans audits, as and when assigned, covering new as well as existing branches, product, channels aligned with the nature and complexity of the business to provide independent and objective assurance on the risk management and controls
• Contribute through ideas / suggestions on the audit procedures and checklists so that they remain current and updated keeping pace and aligned with changes in internal policies/guidelines as well as legal/regulatory changes and evolving industry best practices
• Contribute through ideas / suggestions in identification of triggers / risk hotspots and conduct unplanned reviews / checks based on various triggers/ hot spots, directives received from regulators, board committees and senior management
• Process orientation and innovative mindset.
• Networking and stakeholder management.

Requirements

• Analytical thinking and attention to detail.
• Ability to understand complexity of deal.
• Technical proficiency in MIS and fraud systems.
• Bachelor or master’s degree, Experience in Collection for mid market/corporate
• Effective communication and reporting.

Aditya Birla Group

The Aditya Birla Group is one of India's largest business groups. Its companies work in metals (Hindalco and Novelis), cement (UltraTech), cellulosic fibres, chemicals and paints (Grasim), financial services (Aditya Birla Capital), fashion and retail, renewables and telecom. The group is chaired by Kumar Mangalam Birla.

Each group company runs its own finance and accounts function. That creates openings in plant and business-unit accounting, costing and MIS, taxation, treasury, internal audit and company secretarial work, across corporate offices and manufacturing locations.

• Industry: Diversified conglomerate
• Headquarters: Mumbai, India
• In India: Group companies and plants across India
• Hiring unit: Aditya Birla Capital Limited
• Group business: Financial Services