American Express India | Analyst-Control Management

Responsibilities

• The objective of the GMNS Control Management Risk ID, Assessment, Testing team is to identify, assess, mitigate, and report on Operational Risk within Business Unit (BU) processes for GMNS to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk.
• Facilitate delivery of the Control Testing program for GMNS business, through review of specific Risk Assessment Units (RAU).
• Perform Test of Design and Effectiveness for controls and determine Control Effectiveness Rating for all controls across GMNS.
• Identify and report control gaps and remedial actions to improve effectiveness of controls, working with the respective control owners.
• Establish an appropriate testing schedule for each RAU and manage day-to-day execution of testing deliverables as per scheduled timeline.
• Identify opportunities for efficiency and implement process enhancements to facilitate improved quality of testing.
• Provide support to enable and enhance effective control management and decision making in the BU.
• Reviewing controls through monitoring and testing for design and effectiveness to identify gaps and remediation to uplift controls.
• Identifying areas of risk for intervention, including conducting independent quality assurance and control testing

Qualifications

• Proficiency in SQL and Python, with an understanding of risk and control concepts; knowledge of Conduct Risk would be an advantage.
• 4+ Years experience in operational risk management / control testing (e.g., within Risk and/or Internal Audit function).
• Understanding of critical operational risk management lifecycle activities.
• Strong project management, communication, and interpersonal skills.
• Experience in risk and control governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards.
• Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively.
• Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous.
• Experience in financial services industry

American Express

American Express is a global payments company known for its card products, merchant network and travel services. It was founded in New York in 1850.

Its Indian teams work on finance, risk, analytics, operations and technology for markets around the world. Chartered accountants typically join financial analysis, controllership and reporting teams.

• Industry: Payments and financial services
• Headquarters: New York, USA
• In India: Large teams in Gurugram and Bengaluru