American Express India | Analyst-Control Management

Responsibilities

• The objective of the Credit & Fraud Risk Control Management Risk ID: Assessment & Testing team is to identify, assess, mitigate, and report on Operational Risk within BU processes for Credit & Fraud Risk to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk
• Facilitate BUs in their risk assessments performance in Risk and Control Self-Assessment (RCSA).
• Provide additional identification of risks throughout business processes and systems (along with business process owners).
• Assist in additional identification of risks throughout business processes and systems (along with business process owners).
• Support control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events.
• Assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates).
• Support thematic risk reporting (levels, trends, causes).
• Enables proactive identification of gaps in data, process, documentation and controls against established standards to identify areas of improvement in different CFR functions

Qualifications

• 1+ Years experience in risk strategy. Operational risk management (e.g., within Risk and/or Internal Audit function).
• MBA, Master’s degree from top tier institutes in finance, Business, Risk Management., or related field; advanced degrees or certifications are advantageous.
• Sound analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively for Risk and Control Self-Assessment (RCSA).
• Project management, communication, and interpersonal skills.
• Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards will be preferred.

American Express

American Express is a global payments company known for its card products, merchant network and travel services. It was founded in New York in 1850.

Its Indian teams work on finance, risk, analytics, operations and technology for markets around the world. Chartered accountants typically join financial analysis, controllership and reporting teams.

• Industry: Payments and financial services
• Headquarters: New York, USA
• In India: Large teams in Gurugram and Bengaluru