Bajaj Finance
Bajaj Finance | Assistant Manager - BFS Direct
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Job Highlights
Responsibilities
- Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.2.
- Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.3.
- Decisioning the application within the desired TAT.4.
- Taking logical calls based on CIBIL reports, Applicant’s past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.5.
- Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way. 6.
- Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
Requirements
- Comfortable with 6 Day working and extended hours whenever required.
- Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales.
- Must have local market understanding.
About the company
Bajaj Finance Limited
Bajaj Finance Limited is one of India's largest non-banking financial companies. Incorporated in 1987 as Bajaj Auto Finance Limited and renamed in 2010, it is headquartered in Pune and is a subsidiary of Bajaj Finserv Limited. It is regulated by the Reserve Bank of India as a deposit-taking NBFC in the upper layer of RBI's scale-based framework, and its shares are listed on the NSE and BSE.
Its businesses span consumer lending and payments, SME and commercial lending, rural lending, fixed deposits and digital lending, with home loans offered through its subsidiary Bajaj Housing Finance. Beyond its large sales and service teams, Bajaj Finance hires CA, CMA, CFA and MBA (Finance) profiles into finance and accounts, taxation, treasury, internal audit, credit underwriting, risk and compliance roles.
