Bajaj Finance
Bajaj Finance | Manager - Credit
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Job Highlights
Responsibilities
- Credit Policies and Procedures- They are responsible for implementing and maintaining consistent credit policies.
- Review and update the company's credit policy and monitor loan payments and bad debts.
- Controlling the overall credit exposure of the company can be complex & closely monitor accounts receivable and assess the creditworthiness of customers.
- Analyzing financial statements, credit reports, and payment histories to gauge risk levels.
- Ensuring compliance with credit policies.
- Evaluate potential customers’ creditworthiness
- Evaluate & reduce the credit risk
- Approve and reject loans through the available data
- Making informed decisions based on financial regulations and company policies.
- Utilizing technology and staying updated on industry trends also contribute to their effectiveness
Requirements
- Graduate/Post Graduate/MBA with minumum expserience of 1-3 Yrs in credit underwriting, specifically having knowledge of tractor underwriting.
About the company
Bajaj Finance Limited
Bajaj Finance Limited is one of India's largest non-banking financial companies. Incorporated in 1987 as Bajaj Auto Finance Limited and renamed in 2010, it is headquartered in Pune and is a subsidiary of Bajaj Finserv Limited. It is regulated by the Reserve Bank of India as a deposit-taking NBFC in the upper layer of RBI's scale-based framework, and its shares are listed on the NSE and BSE.
Its businesses span consumer lending and payments, SME and commercial lending, rural lending, fixed deposits and digital lending, with home loans offered through its subsidiary Bajaj Housing Finance. Beyond its large sales and service teams, Bajaj Finance hires CA, CMA, CFA and MBA (Finance) profiles into finance and accounts, taxation, treasury, internal audit, credit underwriting, risk and compliance roles.
