Bajaj Finance
Bajaj Finance | Regional Manager - Education Loan/Senior Regional Manager - Education Loan
Upload your resume & find all jobs matching it
See how well this job fits you — plus every other live job that matches your skills and experience.
PDF, DOCX or photo
Applying here? Tailor your resume to this job - see which keywords it asks for that your resume is missing.
Job Highlights
Responsibilities
- Review applicant and co-applicant identity, relationship, academics, admission, institution, course, country, test scores and requested funding.
- Assess income, banking, bureau, obligations, repayment capacity and policy eligibility.
- Evaluate cost of education, scholarships, margin or own contribution, living expenses and the proposed loan amount.
- Assess secured and unsecured structures, including property, gold or other approved collateral, through applicable reports and controls.
- Own or review Legal and Technical Assessment requirements for secured cases and ensure satisfactory reports are available before progressing the credit decision.
- Engage and coordinate with approved third-party valuers and lawyers to facilitate timely valuation, technical and legal reports; review report validity, observations, conditions and exceptions for credit consideration.
- Review verification outcomes, fraud indicators, deviations and mitigants, and raise evidence-based queries.
- Prepare or validate credit assessment notes, recommendations, sanction conditions and deviation matrices.
- Monitor underwriting quality, approval, rejection and deviation trends, turnaround time, productivity and portfolio feedback.
- Coordinate with Sales, Risk, Operations, RCU, Collections, Legal, Technical, collateral teams and external service providers while preserving independent credit judgement.
- Provide market and portfolio feedback for policy refinement, process improvement and new product launches.
- Own resource priorities, senior stakeholder alignment and underwriting capability building.
- Assess Education Loan applications independently and consistently, balancing customer eligibility, repayment capacity, academic and employability factors, collateral support, legal and technical acceptability, and portfolio quality.
- Set the functional credit direction, operating rhythm and governance standards.
About the company
Bajaj Finance Limited
Bajaj Finance Limited is one of India's largest non-banking financial companies. Incorporated in 1987 as Bajaj Auto Finance Limited and renamed in 2010, it is headquartered in Pune and is a subsidiary of Bajaj Finserv Limited. It is regulated by the Reserve Bank of India as a deposit-taking NBFC in the upper layer of RBI's scale-based framework, and its shares are listed on the NSE and BSE.
Its businesses span consumer lending and payments, SME and commercial lending, rural lending, fixed deposits and digital lending, with home loans offered through its subsidiary Bajaj Housing Finance. Beyond its large sales and service teams, Bajaj Finance hires CA, CMA, CFA and MBA (Finance) profiles into finance and accounts, taxation, treasury, internal audit, credit underwriting, risk and compliance roles.
