Citi US | Credit Underwriting Manager - AVP

Responsibilities

• This role involves timely active management of daily operations, the proactive development and implementation of process improvements, and providing leadership to the operations team.
• A crucial aspect of this role is leading, mentoring, and coaching the operations team, which involves establishing clear performance metrics, monitoring results, and managing performance to uphold accountability.
• This job description provides a high-level review of the types of work performed.
• We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening.
• Provides operational/service leadership and direction to team(s).
• Work affects an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
• Performs oversight of Client Excellence Team within Correspondent channel that supports sellers through the prepurchase review process.
• Supports the Correspondent Account Executives in their initiatives against volume goals.
• Responsible for managing Risk and Controls and maintaining quality expectations set forth by the organization.
• Monitors capacity against established plans and forecasts.
• Performs analysis of credit and investor delivery quality on mortgage transactions.
• Integrates in-depth credit operations knowledge with a solid knowledge of industry standards and practices.
• Uses sound judgment to complete more complex credit transaction reviews.

Qualifications

• Strong communication and diplomacy skills are required.
• Extensive mortgage industry knowledge related to credit worthiness, regulatory requirements and agency guidelines is required.
• Knowledge of mortgage documentation including closing and post-closing documents.
• Working knowledge of reporting and presentation skills is a plus.
• Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Citi US

Citi US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York, Getzville, Tampa and Miami.

• Industry: BFSI / Investments / Insurance