Citi US | Senior Vice President - Underwriter - Hybrid

Responsibilities

• Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers.
• Accountable for significant direct business results or authoritative advice regarding the operations of the business.
• Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
• Assist Bankers and Lending Advisors in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
• Perform detailed financial analysis of sophisticated wealth clients and Institutional Family Offices, including trend and ratio analysis, and interpret the financial information.
• Perform detailed collateral analysis mainly of Hedge Funds, Private Equity and other alternative investments.
• Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
• Build a solid understanding of Citibank products and services within the Wealth Credit Management organization.
• Coordinate with bankers on customer calls and site visits, when appropriate.
• Perform industry and geographical research and other due diligence as needed.
• Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
• Provide backup to the team manager in workflow distribution and monitoring as needed.
• Recommend changes to process to achieve greater efficiency.

Requirements

• Excellent communication skills required in order to negotiate internally, often at a senior level.
• Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus).
• Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections.
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process.
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner.
• Effective written and verbal communication skills.
• Problem recognition and resolution skills.
• Ability to work autonomously and within a team.
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software.
• Working Environment: office setting, minimal travel required.
• Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Citi

Citi is the global bank of Citigroup Inc., one of the world's largest financial institutions, serving corporations, governments, institutions and individuals in about 160 countries and jurisdictions. Citigroup's shares trade on the New York Stock Exchange.

• Industry: Global banking and financial services
• Headquarters: New York, USA (Citigroup Inc.)