Commonwealth Bank | Credit Risk Executive

Responsibilities

• The Private Bank Credit Risk Team is a decisioning team that reviews and advises on deals for Commonwealth Private Bank.
• As a Credit Risk Executive, you will assess and decision consumer and commercial credit applications within your personal delegation and the stated risk appetite, consistently applying CBA's Vision, Values and Strategy.
• Simplify policies and systems so the team can deliver excellent service to the Private Bank business and its customers.
• We're looking for an experienced credit professional who combines sharp analytical judgement with strong commercial acumen and integrity.
• Add value as a proactive team player who contributes to a positive, high-performing culture.
• If this opportunity excites you, we'd love to hear from you.
• If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application.
• You will balance sound commercial judgement with a genuine focus on customers' best interests, while championing continuous improvement across our processes and culture.
• Assess industry changes that may impact risk outcomes and recommend appropriate changes to the structuring of credit proposals.
• Deliver insightful, solutions-driven advice to internal clients to support strong outcomes for external clients and transactions.
• Partner with Bankers and Risk colleagues to develop strategies to manage, mitigate and price for risk.
• Build trusted stakeholder relationships through high-quality partnerships, providing constructive and independent challenge to the Commonwealth Private business.
• You will bring a collaborative, customer-focused mindset and the confidence to make considered decisions, even in complex situations.
• Provide sound, consistent risk decisions made in customers' best interests, with the confidence to make decisions outside policy where justified.
• Communicate exceptionally well, with sound influencing, negotiating and stakeholder management skills.
• Make safe, sound and responsible credit decisions across consumer and commercial lending for Commonwealth Private Bank.
• Optimise credit decisioning processes and turnaround times while ensuring portfolios are monitored and action is taken promptly where credit deterioration emerges.

Commonwealth Bank

Commonwealth Bank is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in Sydney Cbd Area.

• Industry: BFSI / Investments / Insurance