Deutsche Bank India | Asset Quality, AVP

Responsibilities

• The CRDU Associate is primarily responsible for supervising day to day operations, workload balancing and prioritization, quality assurance checks, issue monitoring and escalation, performance management and development of direct reports, and relationship building with stakeholders.
• The role of Asset Quality is to provide timely and ready to report risk related figures and execute & manage specific Consolidation/Calculation/Reviews & QA processes on loan loss provisions, write-offs, focus area of this role are the IFRS9, HGB and CECL.
• Support continuous improvement of Risk Close processes, strengthen governance, identify change demand and enable an effective and efficient resolution.
• Report and analyze month end provision data (IFRS9 & other GAAP’s) as well as effectively provide the results of analysis to stakeholders.
• Interaction with key stakeholders to review the provision numbers.
• Perform and update supervisory QA checks per SLA on services delivered by the team.
• Coordinate and escalate outstanding issues to stakeholders and support teams as needed, monitor progress of its resolution and implementation.
• Participate in post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues.
• Conduct regular review for updates made to process documentation.
• Ensure proper audit engagement and coordination.
• Drive and support projects and initiatives.
• Liaison with change teams for a ‘remediation’ book of work based off diagnostics performed around data quality issues and processes.
• Lead and facilitate detailed investigation and root cause analysis of audit and Manual entries. Working on Automation & efficiencies.
• Performs data quality assurance of the bank's risk data by ensuring completeness and accuracy of key credit risk parameters (PD, LGD, EAD, CCF, etc).
• Coordinate with project team to drive completion of Book of Work and initiatives to improve existing processes, controls, and outputs.
• Ensure team resiliency thru cross-trainings and backups.
• Provides support to Team Lead on talent resourcing, trainings, and development.

Your skills and experience

• Minimum 7 years’ experience in Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry.
• Intermediate understanding of banking products (Debt, Equities and Derivatives).
• Working knowledge of Credit Risk Management/ECL (IFRS9).
• Strong analytical and problem-solving skills.
• Highly organized and detail oriented, with the ability to work on multiple tasks at one time while meeting established deadlines.
• Excellent communication skills, fluent in English (written/verbal); German as added advantage.
• Able to work in fast-paced environment and keep pace with technical and operational innovation.
• Intermediate to advance skills in MS Applications (Excel, Power point). Working knowledge of SQL’s & other AI tools a plus.
• Strong stakeholder management skills/Able to manage diverse stakeholders and onshore clients.
• Has excellent work ethics and organizational skills coupled with the ability to handle multiple assignments.
• Able to manage deliverables against tight deadlines.

Deutsche Bank

Deutsche Bank is a leading German bank, founded in Berlin in 1870 and headquartered in Frankfurt. Its businesses span the Corporate Bank, the Investment Bank, the Private Bank and asset management through DWS, serving companies, institutions and individuals worldwide.

Deutsche Bank has been present in India since 1980. Besides its branch banking business, its Indian centres in Mumbai, Pune, Bengaluru and Jaipur support the group globally in technology, operations and finance. Finance professionals typically work in financial control, product control, regulatory reporting, tax, internal audit and risk.

• Industry: Banking and financial services
• Headquarters: Frankfurt am Main, Germany
• In India: Branch banking plus large global capability centres in Mumbai, Pune, Bengaluru and Jaipur