Deutsche Bank India | Business Analyst/AI Translator, Credit Risk

Responsibilities

• You will be working with the Risk Innovation & Change Team within Deutsche Bank's CRO function, a team responsible for driving strategic & regulatory transformation and process re-engineering across the End-to-End (E2E) credit life cycle.
• This role is at the forefront of a CRO (Chief Risk Office) wide initiative to enhance and automate E2E workflows by embedding Artificial Intelligence (AI) into our core processes.
• You will be instrumental in translating complex business needs into effective AI prompts and instructions, working closely with business and technology colleagues to define the vision, operating model, and requirements for our AI-driven future.
• You will be responsible for AI development within projects, including writing and testing effective prompts, analysing and iterating on AI-generated outputs, and continuously improving them to align with the optimal target state, supported by feedback from key subject matter experts (SMEs).
• You will support the CRM AI Lead/Change Execution Director and work with delivery teams across Risk, Group Strategic Analytics (GSA) & Technology.
• Testing Strategy & Execution: Design and implement/support robust testing strategies for AI solutions, leveraging expertise in MoRM principles.

Requirements

• University degree in Business Administration, Technology, Engineering (or comparable qualification).
• Credit Risk Management: Deep subject matter expertise in credit risk functions, including end-to-end credit lifecycle processes, risk assessment, and regulatory frameworks.
• AI/Technology Implementation: Demonstrable experience as a business analyst or a similar role driving technology-driven change.
• Direct experience with AI, machine learning, or large language model (LLM) implementation projects is highly desirable.
• Project Management: Proven track record of supporting or managing complex, large-scale projects, preferably using Agile methodologies, from inception to delivery.
• Hands-on experience in translating complex business requirements into technical specifications, with a specific focus on developing and refining prompts for AI or generative AI systems.
• Proven experience in business adoption and navigating regulatory approval processes for new technologies or systems.
• Financial & Business Acumen: Expertise in credit risk concepts, including an end-to-end understanding of credit workflows & processes.
• AI Translation & Prompt Engineering: Demonstrable ability to convert complex business needs into effective AI prompts and iteratively improve outputs to achieve desired results.
• Data Interpretation & Analysis: Strong analytical and problem-solving skills with the ability to analyse diverse data sources, manipulate large datasets, and validate AI-generated results.
• Risk Management & Compliance Documentation: Trained on MoRM principles with experience in documenting workflows for validation and testing; proven ability to assess and mitigate program risks and dependencies.
• Stakeholder Management & Communication: Excellent English written and communication skills, with the ability to effectively communicate with a diverse range of stakeholders, including senior management, SMEs, and business partners.
• Process Management: Proficient in understanding AI-embedded processes, facilitating adoption, and driving continuous improvement in a complex, matrixed organization.
• Ability to work well under pressure with tight deadlines and challenge stakeholders to ensure the delivery of efficiencies.

Deutsche Bank

Deutsche Bank is a leading German bank, founded in Berlin in 1870 and headquartered in Frankfurt. Its businesses span the Corporate Bank, the Investment Bank, the Private Bank and asset management through DWS, serving companies, institutions and individuals worldwide.

Deutsche Bank has been present in India since 1980. Besides its branch banking business, its Indian centres in Mumbai, Pune, Bengaluru and Jaipur support the group globally in technology, operations and finance. Finance professionals typically work in financial control, product control, regulatory reporting, tax, internal audit and risk.

• Industry: Banking and financial services
• Headquarters: Frankfurt am Main, Germany
• In India: Branch banking plus large global capability centres in Mumbai, Pune, Bengaluru and Jaipur