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Deutsche Bank India

Deutsche Bank India | Credit Officer, Associate

Mumbai, Maharashtra · Relevant professional qualifications are MSc / MA / MBA / CA / CFA, etc

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Job Highlights

Responsibilities

  • Monitoring of limits/exposure: Updating Limit amendments and credit relevant data updates in the credit system.
  • Timely monitoring of covenants and regular discussion with KCPs.
  • Manage own credit portfolio and assist senior decision makers to make informed decisions based on your recommendations.
  • Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore KCPs for various business strategies.
  • Ensure compliance with relevant and applicable local and global regulatory and policy requirements.
  • Write Rating reports and credit reviews/analysis for recommendation to Senior members for approval.
  • Interface directly across with the Credit officers (KCP) and other stakeholders (business side, Exposure managements, and various ops teams) to ensure complete understanding of DB’s exposure and timely completion of the credit reviews.

Your skills and experience

  • Exposure monitoring and timely clearance of Excess tickets.
  • Relevant work experience in credit underwriting.
  • Strong analytical skills, knowledge of financial markets and economic/industry trends.
  • Strong accounting background, knowledge of financial ratios, financial statement analysis, cash flow projections or project finance.

About the company

Deutsche Bank

Deutsche Bank is a leading German bank, founded in Berlin in 1870 and headquartered in Frankfurt. Its businesses span the Corporate Bank, the Investment Bank, the Private Bank and asset management through DWS, serving companies, institutions and individuals worldwide.

Deutsche Bank has been present in India since 1980. Besides its branch banking business, its Indian centres in Mumbai, Pune, Bengaluru and Jaipur support the group globally in technology, operations and finance. Finance professionals typically work in financial control, product control, regulatory reporting, tax, internal audit and risk.

  • Industry: Banking and financial services
  • Headquarters: Frankfurt am Main, Germany
  • In India: Branch banking plus large global capability centres in Mumbai, Pune, Bengaluru and Jaipur
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