Deutsche Bank India | Product Owner Credit Risk, VP

Responsibilities

• This is an exciting opportunity for a confident and highly experienced individual to join the Credit Risk Technology team and utilize their business knowledge and leaderships skills in a highly visible domain level role as a Product owner.
• The role requires in-depth experience on Credit Risk specifically credit risk lifecycle, delivering on the Regulatory Demand and working on Bankwide programs with Front Office, Finance and other areas of Risk.
• The opportunity offers and provide exposure in the Product Owner and Management space.
• Ensure Product changes align with Business Strategy and Vision.
• You will manage and drive the adoption of recognized best practices, tools and policy ensuring that a robust and maintainable solution is implemented.
• Develop, Create, and communicate Product Vision and Roadmap with the Business Owners, Solution/System Architect, Engineering & Product Management.
• Manage and prioritize backlog and ensure value delivery is embedded in Agile Planning and delivery via prioritized features and enablers.
• Develop as an SME and primary point of contact liaison with all relevant stakeholders in Business and Engineering, giving them timely, transparent, and metric driven updates.
• Develop and provide strategic business solutions under Credit Risk Domain to Business Problems, Efficiency gains, Regulatory Findings and Front to Back Integrations.
• Responsible for Product quality through compliance of UX, Architecture & Business process and the SDLC cycle and release to production.
• Provide input into Release Notes clearly articulating Business Value/Outcomes.
• Provide management, leadership, and technical/domain guidance to teams across multiple locations and senior escalation point for all stakeholders.
• Participate in the end-to-end development cycle working closely with squad teams following BDD development model.
• Define and Communicate Product Vision and roadmap in partnership with stakeholders and engineering.
• Define and govern the end-to-end delivery in Agile Framework across Credit risk Domain where you would be driving agile ceremonies linking to Backlog Refinements, Demos, Review and Planning.
• Be responsible for Product Health and Maturity in Credit Risk domain, continuously monitoring and improving the Health and Maturity Metrics.
• Ensure adherence to both the Bank’s and domain’s testing standards with focus on achieving further efficiencies and benefits through automated testing.

Requirements

• 10+ years’ experience in Product Owner & product management on a agile environment, with a strong emphasis on cognitive solutions within Investment Banking or Credit Risk domain.
• Strong stakeholder management skills and the ability to communicate at senior level with proven experience in successfully driving roadmaps and delivery of large-scale Regulatory, Risk, Data or Technical Programs.
• Experience working in Technology or Change for the large Investment Banks dealing with Banking Products, Data and Systems.
• Proven experience and evidencing prioritization techniques, refinement, grooming and challenges with the Backlog management.
• Good to have strong understanding of AI/ML concepts and.
• Knowledge and experience of Risk or Finance domain.
• Good to have experience of working in any parts of Credit Risk Lifecycle, Limit Management, Rating Methodologies, Recovery Management.
• Good to have knowledge and understanding of Risk Methodologies for PD, LGD, EAD, RWA Calculations.
• Knowledge or understanding of Model Calculations and Pricing/Valuations across multiple asset classes including Traded Derivatives, Banking Book Securitization etc.
• Knowledge of BASEL & ECB IRBA guidelines and strong knowledge of models involved in rating methodology buildout and various data sources involved.
• Working with various Testing Methodologies and framework e.
• Experience in writing simple SQL queries for analysis would be a great enabler to perform the role well.
• Good to have complimentary technical skills on Oracle, Python, Java, Angular.
• Good to have knowledge on Data Analytical tools of Tableau, Qlik.
• Ability to work in virtual teams and in matrix organizations.
• B.E/ BTech or Degree in Computer Science/ information technology.
• Recognized Degree in Finance and Risk Domain e.
• Good to have Product owner/Product Manager/ Business Analyst Certifications from recognized institutes/ courses.

Deutsche Bank

Deutsche Bank is a leading German bank, founded in Berlin in 1870 and headquartered in Frankfurt. Its businesses span the Corporate Bank, the Investment Bank, the Private Bank and asset management through DWS, serving companies, institutions and individuals worldwide.

Deutsche Bank has been present in India since 1980. Besides its branch banking business, its Indian centres in Mumbai, Pune, Bengaluru and Jaipur support the group globally in technology, operations and finance. Finance professionals typically work in financial control, product control, regulatory reporting, tax, internal audit and risk.

• Industry: Banking and financial services
• Headquarters: Frankfurt am Main, Germany
• In India: Branch banking plus large global capability centres in Mumbai, Pune, Bengaluru and Jaipur