First Abu Dhabi Bank | SVP & Head of Credit, Corporate Core - Dubai - Emiratized role

Responsibilities

• Ensuring that all transaction is being monitored by analysts periodically for any issues.
• Ensure that all credit applications submitted by the team meet the required standards and adhere to the prescribed format.
• Maintain alignment of processes with the agreed turnaround time.
• Ensures availability of required information to Credit Committee Members for credit decision making.
• Assist Risk department in various Central Bank reporting and Audit queries.
• Collaborate with key stakeholders (Coverage, Product and Risk) to ensure functioning of various tasks is conducted in a smooth and efficient manner.
• Ensure that any underwriting memo is appropriately drafted by business incorporating the key terms of the underwrite and liquidity analysis.
• Monitor all key credit portfolio parameters periodically and ensure that the deviation of portfolio to the credit policies are minimal.
• Monitor underwriting portfolio and periodically convene the underwriting portfolio meeting with the key stakeholders.
• Advises coverage teams on risk factors associated with complex transactions / high risk industries and clauses imperative mitigating these.
• Oversee due diligence process for prospective transaction and ensure emerging risk factors are appropriately addressed in the term sheet and credit application.
• Participate in client meetings and provide guidance on key risk factors, acceptable structure and appropriate due diligence.
• Guides a team of analyst whereby the transaction is analyzed appropriately in line with the credit policies and credit proposals are prepared to meet the internal standards.
• Plan, anticipate and identify future capacity and skill needs of the department and pursue their fulfilment.

Requirements

• 15 years’ relevant experience in the banking sector with at least 5 years in similar positions of progressively increasing managerial responsibilities in the credit.

First Abu Dhabi Bank

First Abu Dhabi Bank is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in Abu Dhabi and Dubai.

• Industry: BFSI / Investments / Insurance