Goldman Sachs India | GBM - Loan Management & Due Diligence - CRE - Associate - Bengaluru

Job responsibilities

• Loan Management, amongst other things, is responsible for directing and facilitating due diligence (at both, the deal and asset levels) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the US, EMEA and APAC.
• The Associate will be primarily responsible for ongoing asset/loan management of EMEA commercial real estate loans, facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms.
• Managing commercial real estate loans secured against a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, data centers, etc.
• Reviewing legal documentation, financial models, business plans, and covenants to assess the loan and asset level risk.
• Supporting on critical workstreams including modification, restructuring, extensions, waivers etc. throughout the loan life cycle.
• Managing client relationships and interacting with property managers, legal counsel, servicers, co-lenders, institutional borrowers, etc. to ensure smooth / high-quality execution/monitoring of CRE deals.
• Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits), monitoring of key deliverables and financial covenants under the legal documents.
• Ensure the flow of data underneath all of the analytics is accurate and correct.
• Manage and create data related quality control checks for internal databases and provide resolution through analytic research.
• Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting.
• Maintains systems for tracking projects and communicate results to different business groups.
• Ongoing monitoring of the asset and loan performance, preparing asset summary reports and internal business plan presentations, valuation analysis, market analysis.

Basic qualifications

• Working with mortgage desk, technology, and cash operations to achieve the same.
• 5-6 years of experience in mortgages or commercial real estate portfolios / collateral analytics / asset management, Data Management/ Modeling and handling ETL processes.
• Strong academic background – in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA.
• Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships.
• Solid analytical/logical mindset and attention to detail.
• Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations.
• Strong project management skills that include Stakeholder Management skills, program management experience and ability to translate requirements to deliverables.
• Mortgage banking or other financial industry experience preferred.
• Able to work under tight time constraints and extended hours as required.
• Ability to prioritize workload, manage expectations and is a team player.

Goldman Sachs

Goldman Sachs is a global investment banking, securities and asset and wealth management firm, founded in New York in 1869.

Its Indian offices work on engineering, operations, finance, risk and other global functions. Finance professionals typically join controllers, tax, treasury, loan operations and risk teams.

• Industry: Investment banking, securities and asset & wealth management
• Headquarters: New York, USA
• In India: Offices in Bengaluru, Hyderabad and Mumbai