HDFC Bank
HDFC Bank | IRM-Senior Risk Analyst-Retail Credit Risk
RESUME MATCH
Upload your resume & find all jobs matching it
See how well this job fits you — plus every other live job that matches your skills and experience.
Match score for this jobAll matching jobs
Upload ResumeFree check · 30 sec
PDF, DOCX or photo
PDF, DOCX or photo
Applying here? Tailor your resume to this job - see which keywords it asks for that your resume is missing.
Job Highlights
Responsibilities
- Ensure Portfolio Risk Assessment / Monitoring & Governance.
- Create, monitor, and control Risk defined frameworks and applicable thresholds for products.
- Identify, measure, and report risks, ensuring adherence to governance framework.
- Conduct periodic reviews of assigned portfolios across risk dimensions and drive actions.
- Implement actions based on consensus from key stakeholders during portfolio reviews.
- Maintain risk oversight, monitor KRIs (ICAAP/RAS), and risk limits.
- Ensure adherence to CSPB materiality evaluation and collections performance tracking.
- Review breaches within timelines, document reasons/action plans with sign-off.
- Track business dynamics and external developments for portfolio monitoring.
- Perform scenario analysis (stress testing) for macro and business dynamics.
- Ensure compliance and audit adherence, engaging with teams on planning/monitoring.
- Manage stakeholders, maintaining cordial relationships for issue resolution, process improvement, and insights.
- Reports to: Vertical Head – Retail Credit Risk
Requirements
- Experience in Retail Underwriting or Risk Management.
- In-depth understanding of portfolio risk metrics & governance.
- In-depth understanding of relevant Lending Products, Policies & processes.
- Knowledge of Competition & Current trends in the financial Industry.
- Technical skills to churn large volumes of data.
- Ability to conceptualize, implement, interpret & present credit risk dashboards.
- Communication, articulation, and presentation skills.
- Proficient operating knowledge of MS Office Suite, preferably Power BI and Python.
- Minimum 7-10 years in Banking/Finance, with at least 5-7 years in credit/risk related roles.
About the company
HDFC Bank
HDFC Bank is India's largest private sector bank by assets. It was incorporated in 1994 and merged with its parent, Housing Development Finance Corporation (HDFC Ltd), in July 2023.
Its finance, treasury, risk, internal audit and compliance teams, most of them based in Mumbai, regularly hire chartered accountants and finance graduates. Roles include regulatory reporting, model risk, credit and controllership.
