IDFC FIRST Bank
IDFC FIRST Bank | Branch Credit Manager-Rural
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Job Highlights
Roles & responsibilities
- The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement.
- The role bearer is involved in implementation of credit policy initiatives and managing the quality of the portfolio.
- The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
- Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
- Maintaining Credit TAT to ensure the growth of business.
- Conducting Personal Visits to customers and doing root cause analysis of such cases.
- Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
- Maintaining credit MIS and various management reporting as required.
- Manage Audit compliance for the branch and support in other operational activities.
- Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary.
- Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
- Recommend process changes in order to improve service efficiency and quality across the assigned area.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
About the company
IDFC FIRST Bank
IDFC FIRST Bank is an employer hiring in India (sector: BFSI / Investments / Insurance). In its own words: "At IDFC FIRST Bank we provide comprehensive personal banking services tailored to your needs."
CA Samaaj lists IDFC FIRST Bank's current India openings for finance, accounts, audit and tax professionals, taken from its official careers site (careers.idfcfirst.bank.in) and checked regularly to remove closed jobs. Recent roles are based in Mumbai, Jaipur, Thane and Bengaluru.
