Intuit US | Staff Credit Risk Analyst

Responsibilities

• We are looking for top talents and team members that love new challenges, cracking tough problems and working cross-functionally.
• In this role, you will develop, refine, and implement data-driven credit strategies and policies that support small business lending growth while managing credit risk.
• You will also monitor portfolio performance, investigate emerging trends and performance drivers, and translate complex analyses into clear insights for senior leaders, Capital Markets partners, and investors.
• Own credit risk policy for QuickBooks Capital: design, test, and tune underwriting, line management, and collections policies that balance business growth with loss performance.
• Build and maintain loss forecasts (e.g., vintage, roll-rate, and cohort-based approaches), and use them to set risk appetite, guide pricing, and inform planning and reserving partners.
• Respond to investor and capital-partner questions on portfolio performance, loss trends, and policy changes, delivering fast, accurate, well-supported analysis in partnership with finance, treasury, and executive leadership.
• Prepare investor-ready materials, including performance dashboards, variance-to-forecast explanations, and portfolio commentary, for senior and executive audiences.
• Design, implement, and monitor testing to explore new methodologies and estimate key metrics for our acquisition strategies and credit policy.
• Use AI tools such as Claude and Cursor to accelerate analysis: exploring data, writing and reviewing code, stress-testing assumptions, and drafting summaries, while rigorously validating outputs.
• Use big data technology to mine massive scale transactional data to credit risk analyses and translate into actionable business opportunities

Qualifications

• Or Bachelor Degree in same fields with 8+ years working experience.
• 6-8+ years working experience in an analytics related role. Lending or Fintech experience strongly preferred.
• Have a track record of diving into data and drive data insights for business needs both quantitatively and qualitatively.
• Proficient in one of the following analytics tools, such as Python, R, and SAS.
• Advanced Excel skills with strong logical and SQL/relational database query skills.
• Familiar with big data technology such as HIVE, Hadoop and other related concepts.
• Having risk related domain knowledge, such as credit bureau attributes and scoring, scorecard modeling, pricing, loss forecasting, collections and fraud detections.
• Excellent communication skills and ability to learn fast, and confidence in taking ownership.
• Able to work in a fast-paced working environment.
• Pay offered is based on factors such as job-related knowledge, skills, experience, and work location.

Intuit US

Intuit US is an employer hiring in India (sector: Technology / IT / BPM). In its own words: "The Intuit platform puts a team of AI agents and trusted experts by your side."

Its finance, accounts, audit and tax openings in India are mostly in Mountain View, San Diego, New York and Los Angeles.

• Industry: Technology / IT / BPM