JPMorgan Chase India | Associate - Product Controller

Responsibilities

• This role supports the Controllers organization within the Retail Banking/Card business, with primary responsibility for month-end close, management reporting, regulatory and SEC support, and ongoing enhancement of financial and regulatory reporting processes and controls.
• You will partner closely with Card business leaders, Finance, Project Managers, and control groups to deliver accurate, timely, and well-governed reporting.
• You will prepare, review, and supervise close deliverables; perform variance analysis; and communicate key drivers and insights to stakeholders and management.
• You will support financial reporting documentation and coordination for internal and external reporting, and help strengthen controls through testing, validation, and process improvements.
• You will also contribute to team development through coaching, onboarding support, and knowledge-sharing.
• Prepare, review, and supervise month-end and quarterly close accounting and reporting deliverables, ensuring accuracy, completeness, and timeliness.
• Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
• Support preparation and review of financial reporting and documentation required for internal and external reporting.
• Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
• Review, test, and validate system enhancements impacting financial and regulatory reporting (including SAP and Essbase outputs, and upstream/downstream impacts).
• Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
• Assist with adoption of new US GAAP accounting standards and evolving regulatory requirements; assess impacts and support implementation and reporting updates.
• Build strong working relationships across Card leadership, Finance, Project Managers, and control partners.
• Escalate issues proactively and constructively, and present complex topics clearly and concisely to management.
• Coach and support onboarding for new joiners and junior team members; contribute to team culture and knowledge-sharing.

Requirements

• Strong analytical capability including variance analysis and ability to synthesize large datasets into clear messaging for leadership.
• Strong problem-solving, critical thinking, and attention to detail; ability to operate with appropriate governance and controls mindset.
• Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment.
• Strong project execution skills; ability to drive deliverables across stakeholders.
• Strong organizational skills and ability to manage multiple priorities simultaneously.
• Demonstrated leadership and people management or mentoring capability.
• Ability to work the primary shift of 2:00 PM – 11:00 PM, with extension during critical business periods (for example, month-end, quarter-end, key regulatory deadlines).
• Prior experience in Controllers within Retail Banking/Card (preferred).
• Preferred certifications: Chartered Accountant, Certified Public Accountant, or Master of Business Administration (Finance).
• Strong understanding of US GAAP (preferred).
• Experience with SAP and Essbase (preferred).

JPMorgan Chase

JPMorgan Chase & Co. is one of the world's largest financial services firms, active in investment banking, commercial banking, asset and wealth management, and payments.

Its Indian global centres support the firm worldwide in finance, accounting, tax, controllership, risk, operations and technology. Typical roles for CAs and CPAs are product control, financial reporting, tax and regulatory reporting.

• Industry: Banking and financial services
• Headquarters: New York, USA
• In India: Corporate and investment banking in Mumbai; global corporate centres in Mumbai, Bengaluru and Hyderabad