JPMorgan Chase India | Corporate & Investment Bank Credit Risk Analyst

Job responsibilities

• This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
• As a Wholesale Credit Risk APAC – Analyst in the Wholesale Credit Risk APAC team, you will be based in Mumbai playing a crucial role in onboarding new clients, performing credit analysis, structuring, negotiating, and developing recommendations for new transaction approvals across a variety of products, including loans, derivatives, and treasury products.
• You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and client grading.
• Your role will involve ongoing credit risk portfolio management, new client onboardings, portfolio reviews and ad-hoc macro environment related stress exercises.
• You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community.
• Conduct transaction due diligence and credit analysis to assess counterparty creditworthiness.
• Participate in structuring and documentation negotiations with the support of senior colleagues.
• Develop close working relationships with various stakeholders/product partners within the Commercial & Investment Bank.
• Drive key initiatives and process changes by identifying limitations/gaps in systems, risk controls, and policies.
• Make recommendations on appropriate structure, risk appetite, and client grading informed by forward-looking credit analysis

Requirements

• Familiarity with the concepts of Credit Risk – how it may arise and potential mitigants.
• Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders.
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
• Ability to think holistically and logically and communicate own views in an easy to understand fashion.
• Knowledge of the Corporates and Financial Institutions financial analysis.

JPMorgan Chase

JPMorgan Chase & Co. is one of the world's largest financial services firms, active in investment banking, commercial banking, asset and wealth management, and payments.

Its Indian global centres support the firm worldwide in finance, accounting, tax, controllership, risk, operations and technology. Typical roles for CAs and CPAs are product control, financial reporting, tax and regulatory reporting.

• Industry: Banking and financial services
• Headquarters: New York, USA
• In India: Corporate and investment banking in Mumbai; global corporate centres in Mumbai, Bengaluru and Hyderabad