JPMorgan Chase India | Credit Risk Associate – C&SI Middle Market Corporate

Job responsibilities

• This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
• As a Credit Risk Associate, you help the firm manage the risk in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities.
• If you are passionate about risk management, building stakeholder relationships and taking charge of your career development, you may be the perfect fit for our team.
• You will be conducting credit analysis of Corporate clients including portfolio management in the Middle Markets team in Commercial Banking division.
• Assist in negotiating of the credit terms along with senior credit officers and take lead in finalizing documentation (credit agreements and amendments).
• Support due diligence on capital market transactions for clients.
• Work closely with Approvers/ Senior Credit Officers in North America on new to bank client activities such as evaluating prospects, onboarding new clients and new facilities, actively provide recommendations on deal structuring.
• Build strong relationships and maintain open communication with colleagues from various Lines of Business including Credit Officers, Bankers, Middle Office, etc.
• Engage junior team members in deals for support and review their work.
• Develop strong working knowledge and track clients/sectors related to diversified industries on an on-going basis.
• Ensure governance, reporting and data quality requirements are met and maintained for client and client families.

Requirements

• 3-7 years of experience in corporate credit risk analysis with 2 years of experience in managing clients, preferably Heavy Equipment Dealers.
• Ability to work independently as well as in a team environment.
• Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders.
• In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards.
• Excellent academic record, strong grasp of corporate finance concepts and application, close attention to detail and accuracy.
• Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies.
• Proficient in the use of MS Word, Excel and PowerPoint.

JPMorgan Chase

JPMorgan Chase & Co. is one of the world's largest financial services firms, active in investment banking, commercial banking, asset and wealth management, and payments.

Its Indian global centres support the firm worldwide in finance, accounting, tax, controllership, risk, operations and technology. Typical roles for CAs and CPAs are product control, financial reporting, tax and regulatory reporting.

• Industry: Banking and financial services
• Headquarters: New York, USA
• In India: Corporate and investment banking in Mumbai; global corporate centres in Mumbai, Bengaluru and Hyderabad