JPMorgan Chase India | Credit Risk Management and Analytics Senior Associate

Responsibilities

• As a Credit Risk Management and Analytics Senior Associate, you help us measure, monitor, and communicate credit and market risk across marketable-securities-backed lending, capital markets, and derivatives activity.
• You will guide decision-making by translating fast-moving market events into practical risk insights and clear recommendations.
• Act as CRMA methodology expert for assigned regions/product desks, advising front-office lending and investment decisions.
• Support deal execution by constructing lending values for new/complex asset classes, structures, and strategies.
• Partner with Quantitative Research to review and recommend monthly lending value changes and communicate outcomes to senior risk/business leadership.
• Monitor global markets and develop expertise in market dynamics, scenario construction, and event interpretation.
• Assess event impacts on lending values, margin requirements, and client exposures; produce oversight analytics and reporting.
• Support coverage of loans secured by marketable securities by analyzing collateral market/liquidity Risk, client credit profiles, and client strategies.
• Assist senior team members with Market Risk Oversight and Reg Reporting and new-initiative limit design, monitoring, and reporting.
• Present analyses and recommendations to CRMA leadership and cross-functional decision forums (risk and front office).
• Deliver and support stress testing (baseline and ad-hoc), including inputs to regulatory exercises (e.g., CCAR) and risk appetite evaluations.
• Develop, review, and challenge lending value/initial margin and stress-testing models, methodologies, assumptions, and analytic tools with QR/credit risk/front office partners.
• Drive operational and analytic innovation, including control framework design/implementation, data research for new architectures, and new reporting/metric capabilities.

Required qualifications, capabilities and skills

• Qualified graduate with minimum of 6 years of experience in an analytical, technical, trading, or research-oriented role.
• Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science.
• Broad financial product knowledge required, professional experience in credit risk management, market risk management, or with derivatives a plus.
• Practical knowledge of Python and associated data analytics packages (preferably in a professional environment).
• Practical knowledge of Tableau or other Business Intelligence (BI) / Data Visualization Tools.
• Practical knowledge of Microsoft office suite (Excel/PowerPoint/Word).
• Excellent communication and interpersonal skills.
• Good team player, and high sense of ownership.

JPMorgan Chase

JPMorgan Chase & Co. is one of the world's largest financial services firms, active in investment banking, commercial banking, asset and wealth management, and payments.

Its Indian global centres support the firm worldwide in finance, accounting, tax, controllership, risk, operations and technology. Typical roles for CAs and CPAs are product control, financial reporting, tax and regulatory reporting.

• Industry: Banking and financial services
• Headquarters: New York, USA
• In India: Corporate and investment banking in Mumbai; global corporate centres in Mumbai, Bengaluru and Hyderabad