JPMorgan Chase India | Wholesale Credit Risk EMEA Associate - Technology, Media & Telecoms

Job responsibilities

• This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
• As a Wholesale Credit Risk EMEA Associate in the Technology, Media & Telecoms (TMT) team, you will work closely with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance to assess and manage credit risk for a broad range of clients within TMT.
• You will have the opportunity to support clients across Leveraged, Investment Grade, and Innovation Economy segments, including those backed by Venture Capital.
• Drive the preparation of credit memos and make recommendations on structure, risk appetite, and grading.
• Build financial models and challenge industry teams on modelling assumptions.
• Work across a variety of products including loans, derivatives, trade, and treasury products.
• Manage ongoing credit risk portfolio, monitoring ratings, sector trends, and client performance.
• Take responsibility for due diligence, credit analysis, and financial modelling of credit counterparties
• Negotiate loan documentation, derivatives, and other facilities to help mitigate risks
• Coach and support the development of junior colleagues

Requirements

• Sound credit skills and judgment with a proactive approach to credit process and risk identification.
• Demonstrate knowledge of transaction structures, loan documentation, and banking products.
• Good interpersonal and communication skills, both written and verbal.
• Ability to establish credibility and trust with key stakeholders.
• Proven coaching and development ability towards junior colleagues.
• Self-starting, result-driven, multi-tasking, and adaptable to change.
• Prior experience in a Credit Risk department or leveraged finance underwriting.
• Skills in cash flow modelling and financial analysis.
• Knowledge of European languages in addition to English.
• Familiarity with high yield loans, corporate style loans, and venture term loans.
• Understanding of risk-reward mindset in dynamic environments.
• Ability to challenge and support industry teams on modelling assumptions.
• Experience in portfolio management and monitoring sector trends.
• Experience working with Venture Capital-backed clients
• Experience interacting with regulators and auditors

JPMorgan Chase

JPMorgan Chase & Co. is one of the world's largest financial services firms, active in investment banking, commercial banking, asset and wealth management, and payments.

Its Indian global centres support the firm worldwide in finance, accounting, tax, controllership, risk, operations and technology. Typical roles for CAs and CPAs are product control, financial reporting, tax and regulatory reporting.

• Industry: Banking and financial services
• Headquarters: New York, USA
• In India: Corporate and investment banking in Mumbai; global corporate centres in Mumbai, Bengaluru and Hyderabad