Monzo | Senior Credit Risk Manager, Credit Platform

Responsibilities

• After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.
• We aim to create a genuine feel-good factor when it comes to personal credit, and we’re looking for driven, analytical and creative individuals to help us achieve this goal.
• You'll lead a team of five Credit Analysts, shaping the evolution of our platform, pushing the boundaries to unlock the next generation of lending capabilities and drive efficiencies.
• 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
• Build Credit Valuation Infrastructure: Lead the evolution of the infrastructure that supports Monzo's credit valuation capabilities, including our NPV modelling framework, ensuring it is scalable, reliable and enables Product Credit teams to optimise lending economics.
• Develop a High-Performing Team: Hire, coach and develop a high-performing team of Credit Analysts, fostering a culture of technical excellence, ownership and continuous improvement while delivering platform capabilities with broad organisational impact.
• Partner Across Monzo: Work closely with Credit, Engineering, Product, Machine Learning, Data and Risk teams to build platform capabilities that accelerate experimentation, simplify strategy deployment and improve the speed and quality of credit decisioning.

Monzo

Monzo is an employer hiring in India (sector: Fintech).

Its finance, accounts, audit and tax openings in India are mostly in Cardiff, UK and London.

• Industry: Fintech