Moody's UAE | AVP-Ratings (Banking & Islamic Finance)

Responsibilities

• If you are excited about this opportunity but do not meet every single requirement, please apply!
• You still may be a great fit for this role or other open roles.
• Our EMEA Banking team, part of the Financial Institutions Group within Moody's Ratings, is responsible for providing independent credit ratings and research on banks and non-bank financial institutions across the region.
• By joining our team, you will be part of exciting work in banking and Islamic finance across the Middle East, with the opportunity to explore AI-enabled tools that improve analytical efficiency and processes.
• Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position.
• Manage a portfolio of conventional and Islamic banks across the Middle East, delivering credit analysis, research and rating recommendations.
• Manage and support ratings for a portfolio of conventional and Islamic banks, developing a detailed understanding of each institution, its operating environment and relevant peers.
• Perform in-depth fundamental credit analysis, including assessment of financial performance, asset quality, capital, funding, liquidity, governance, risk management and the potential for government or affiliate support.
• Lead Moody’s Islamic Finance franchise, coordinating across markets and engage internal and external stakeholders through thematic or though leadership research pieces and outreach opportunities.
• Analyse features specific to Islamic finance, including Sharia-compliant asset and funding structures, profit-sharing investment accounts, displaced commercial risk, sukuk instruments and relevant regulatory considerations.
• Monitor issuer, banking-system, regulatory and macroeconomic developments, escalating emerging risks and initiating rating reviews or actions when appropriate.
• Work collaboratively with Ratings Associates and other analytical teams, providing guidance and review while ensuring strict adherence to methodologies, processes, compliance requirements and conduct-of-business policies.
• Write high-quality, focused research on issuers, banking systems, Islamic finance developments and regional credit trends
• Build and maintain effective relationships with senior management at rated institutions, Islamic Finance stakeholders (including industry bodies and regulators), respond to issuer and investor enquiries in line with Moody's policies, and contribute to investor outreach, briefings, roundtables and conferences

Requirements

• Significant credit or risk assessment experience gained within a bank, Islamic financial institution, rating agency, asset manager, regulator, public accounting firm or similar analytical environment.
• Demonstrable knowledge of Islamic banking, with familiarity with sukuk markets and Sharia-compliant financial structures strongly preferred.
• Excellent written and verbal communication skills, with the ability to produce concise, publication-ready research and present complex analysis clearly at rating committees and to senior external stakeholders.
• Working knowledge of artificial intelligence concepts, with curiosity and enthusiasm for applying AI tools to improve analytical efficiency and processes.
• Strong academic background, ideally equivalent to a master's degree or Master of Business Administration in finance, economics, accounting, Islamic finance or another relevant discipline.
• Strong understanding of banks and Islamic financial institutions, including financial statements, key credit drivers, regulatory frameworks and operating environments, supported by strong quantitative skills to interpret complex information and form well-reasoned credit opinions
• Fluency in English is essential, Arabic and other relevant language capabilities are beneficial

Moody's UAE

Moody's UAE is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in Dubai.

• Industry: BFSI / Investments / Insurance