Moody's US | AVP-Ratings

Responsibilities

• If you are excited about this opportunity but do not meet every single requirement, please apply!
• You still may be a great fit for this role or other open roles.
• Our Commercial Real Estate Finance team is responsible for monitoring and evaluating credit risk across commercial mortgage-backed securities and related structured finance products.
• The team combines deep market expertise, rigorous analytics, and independent credit judgment to provide investors with transparent and insightful ratings and research.
• In addition to base salary, this role is eligible for incentive compensation.
• This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
• Lead the analysis and surveillance of commercial real estate securitizations to support high-quality credit assessments and research.
• Analyze the credit aspects of commercial mortgage backed securities transactions, including property cash flows and transaction performance.
• Develop and maintain deal-level financial models to support rating surveillance and credit analysis.
• Serve as the lead ratings analyst for assigned transactions and present recommendations to rating committees.
• Communicate analytical conclusions and transaction updates during internal meetings and stakeholder discussions.
• Prepare accurate, insightful, and timely research publications and press releases.
• Conduct special research projects and contribute thought leadership initiatives that enhance analytics and market insights.
• Support rating analysis of commercial real estate collateralized loan obligation transactions, including transitional floating-rate commercial real estate loans.

Requirements

• Minimum 5 years of professional experience in the commercial real estate sector.
• Strong analytical skills with the ability to assess commercial mortgage backed securities transactions, property cash flows, and credit risk.
• Experience developing and substantiating credit opinions through detailed financial and quantitative analysis.
• Proficiency in Microsoft Excel and financial modeling techniques required for transaction analysis.
• Ability to manage multiple projects simultaneously while producing accurate and detailed work in a fast-paced environment.
• Strong written and verbal communication skills with the ability to present findings to rating committees and internal stakeholders.
• Ability to work collaboratively with team members while also operating independently with limited supervision.
• Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.
• Proven ability to implement AI-powered solutions to solve business challenges.
• Advanced professional certifications or graduate-level studies related to commercial real estate, finance, or investments are preferred.

Moody's US

Moody's US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York.

• Industry: BFSI / Investments / Insurance