MUFG India | Credit Analyst

Responsibilities

• Responsible for preparing credit applications / Borrower Ratings / Credit analysis across a variety of industries for Japanese Customers across all India branches (primarily Chennai & Bengaluru branch).
• Develop and maintain strong stakeholder management with key stakeholders both within MUFG and externally.
• Work in partnership with JCBD Relationship Managers in All Indian Branches (primarily Chennai & Bengaluru branch) to support the team in resolving any complex credit processes.
• Work in partnership with Credit department to resolve any credit application issues and share various credit reports prepared by the team.
• Develop & Discuss brief Industry Reports, Credit Updates, Study sessions on credit related matters amongst Japanese Business Group for All India branches (primarily Chennai & Bengaluru branch).
• Prepare borrower ratings against MUFG’s guidelines and policies.
• Monitor due date controls to support the credit renewal facility and ensure that covenant checks are completed in a timely manner.
• Prepare reports to monitor submission of documents on covenants checks to ensure that credit applications are appropriately supported.
• Support the delivery of timely process improvement initiatives for the department.
• Support in internal and external audits by coordinating activities for the department.
• Maintain good working knowledge of industry trends, products, relevant laws and regulations.
• Ensuring adherence to internal control mechanisms relating to credit lines expiry, over-dues and other compliance matters.
• Coordinate with other departments to carry out standing instructions if required.
• Collect relevant information and prepare credit applications for approvals.
• Adhere to all company policies as well as guidelines.

Requirements

• Good analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
• Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
• Experience in reviewing and preparing credit application including projection modelling.
• Good knowledge of industries and economic environment in the region.
• Understanding of Bank’s and its entities products and their risks.
• 3 - 5 years of relevant experience (Credit Analysis experience in Mid / Large sector in Corporate Banking shall be preferred).

MUFG India

MUFG India is an employer hiring in India. In its own words: "三菱UFJフィナンシャル・グループは、高いグループ総合力、国内外で充実したネットワークを有する、総合金融グループです。."

CA Samaaj lists MUFG India's current India openings for finance, accounts, audit and tax professionals, taken from its official careers site (mufgub.wd3.myworkdayjobs.com) and checked regularly to remove closed jobs. Recent roles are based in Bengaluru, Mumbai and New Delhi.