MUFG Singapore | Vice President, Head of Credit & Account Management, Singapore

Job responsibilities

• CAM is positioned as a trusted partner to the front office where the tasks of navigating internal risk approval processes in compliance with established MUFG policies and procedures will be addressed in a consistent and efficient manner, thus leaving the front office focused on the execution of strategies that support fulfilment of clients’ needs and requirements.
• Understand products and transactions risk to ascertain the underlying credit risk factors, collateral benefits (where applicable), the appropriate source of repayment, particularly for non-recourse financing structures and advise stakeholders / coach junior members of the team accordingly;
• Ensure all team deliverables relating to internal client and credit processes within the 1st Line of Defence are executed / implemented within agreed stakeholders expectations.
• Manage the day-to-day activities of the team to support and proactively contribute to MUFG’s business growth and reduce operational risks.
• Support the relationship managers in the preparation and update of client marketing materials.
• Collaborate closely with the Risk / Compliance / Legal departments and external experts on deal matters as appropriate.
• Conduct product suitability reviews for new and existing clients in accordance with MUFG’s established policies and procedures.
• Provide support to continuous improvement projects and initiatives, incl. the update of operating policies and procedures to ensure compliance with all applicable regulations.
• Support in internal and external audits (Credit Examination, JFSA / MAS / BoJ / RBI / Statutory etc.) by coordinating corresponding activities for the department/branch.
• Maintain good working knowledge of industry trends, products, relevant laws and regulations.
• Provide junior members of the team with guidance on career development and support.
• Manage efficient use of team resources including headcount and direct expenses.
• Lead due diligence to assess existing internal client and credit processes for continuous improvements and in anticipation of evolving operating conditions for best-in-class execution to ensure the team maintains ongoing operational excellence;
• Ensure accurate, timely and efficient team deliverables in the following areas:-
• Having a track record of successful collaboration resulting in innovative and pragmatic approaches to problem-solving.

Requirements

• Minimum 7 years’ experience in an analytical or client coverage role within corporate or investment banking covering the APAC region.
• Knowledge of structured products and/or project finance will be an added advantage.
• Proven working experience in transformation and change management.
• Experience in managing teams under cross-matrix reporting structures.
• Demonstrated abilities to influence senior stakeholders / management towards a constructive and beneficial outcome.

MUFG Singapore

MUFG Singapore is an employer hiring in India.

Its finance, accounts, audit and tax openings in India are mostly in Singapore Office Marina One and Singapore Office Occ.