Paytm | Treasury & Capital Markets - Paytm Money

Responsibilities

• We are looking for an experienced Treasury professional to join our Corporate Treasury & Capital Markets team.
• The role will be responsible for managing funding, liquidity, banking relationships, debt capital markets, treasury operations, investments and regulatory compliance.
• Coordinate with credit rating agencies, merchant bankers, debenture trustees, institutional investors and banks.
• Support fundraising and debt optimization initiatives.
• Manage financing documentation, security creation and ROC/CERSAI filings.
• Monitor debt portfolio, repayment schedules and borrowing costs.
• Manage daily cash positioning and liquidity across bank accounts.
• Drive cash-flow and working-capital forecasting.
• Ensure efficient deployment of funds and minimize idle cash.
• Manage strategic relationships with banks and financial institutions.
• Oversee H2H, CMS and online banking platforms.
• Manage banking access controls, signatory matrices, payment gateways and collection accounts.
• Support internal, statutory and regulatory audits.
• Ensure accurate treasury accounting through SAP FICO/TRM.
• Manage accounting for interest accruals, loan repayments, borrowing costs and treasury transactions.
• Build and monitor MIS covering debt, liquidity, interest costs, yield and risk metrics.
• Present treasury insights to senior leadership.
• Ensure adherence to treasury policies and regulatory requirements.
• Monitor RBI guidelines, FEMA and KYC requirements.
• Ensure timely treasury-related regulatory filings.
• Manage ROC/CERSAI registrations and documentation.
• Drive continuous improvement in treasury processes and controls.
• Optimize surplus funds across money market instruments, mutual funds and fixed-income investments
• Negotiate banking facilities, pricing and credit limits
• Work with one of India's most recognized digital financial services platforms

Qualification

• 8–10 years of post-qualification experience in Corporate Treasury, Capital Markets, Banking or Financial Institutions.
• Strong hands-on experience in Debt Capital Markets and Corporate Treasury.
• Exposure to CPs, NCDs, Term Loans and debt fundraising.
• Strong understanding of liquidity and cash-flow management.
• Experience managing banking relationships and treasury operations.
• Strong understanding of RBI, FEMA, KYC and treasury compliance.
• Experience with ROC/CERSAI charge creation and filings.
• Strong stakeholder management and analytical skills.
• Working knowledge of SAP FICO/TRM

Paytm (One 97 Communications Limited)

Paytm is the consumer and merchant brand of One 97 Communications Limited, a company founded by Vijay Shekhar Sharma and headquartered in Noida, Uttar Pradesh. Paytm started in 2010 with mobile recharges and bill payments and describes itself as India's leading mobile payments and financial services distribution company and a pioneer of the mobile QR payments revolution in India. It builds technology that helps small businesses with payments and commerce, and its stated mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. One 97 Communications has been listed on the NSE and BSE since November 2021.

Its businesses include UPI and wallet payments for consumers, QR codes, Soundbox and card machines and an online payment gateway for merchants, the distribution of loans, insurance and investment products in partnership with regulated lenders and insurers, Paytm Money for stock broking and mutual funds, Paytm Ads, and ticketing and travel. Finance roles at Paytm span business finance for its lending and payments businesses, financial planning and analysis, treasury and capital markets, direct and indirect taxation, finance controls and governance, internal audit and regulatory compliance — work that suits CA, CMA, CFA, MBA (Finance) and B.Com / M.Com profiles.

• Industry: Fintech — digital payments and financial services distribution
• Headquarters: Noida, Uttar Pradesh, India
• In India: Head office in Noida, with teams in Mumbai, Bengaluru, Gurugram and sales and collections teams across India