S&P Global UK | Associate Director – Structured Finance (CMBS), London

Responsibilities

• Based in London, you will lead analytical coverage of a defined CMBS portfolio, mentor junior analysts, and drive the responsible adoption of AI-enabled workflows — contributing to market insights on performance trends, issuance conditions, and emerging themes in commercial real estate.
• Your analytical leadership will maintain the quality and consistency of S&P Global's CMBS coverage, your coaching of junior analysts will deepen the team's commercial real estate credit expertise, and your contribution to AI-enabled workflows will help the team deliver faster, more rigorous, and more consistent insights.
• You will contribute to independent credit opinions that the commercial mortgage securitization market depends on.
• Act as a senior reference for junior analysts, coaching on CMBS credit fundamentals, financial modeling, data quality, and responsible AI use.
• Maintain strict adherence to methodology, confidentiality, and data governance requirements; escalate emerging risks early and embed responsible AI practices with appropriate governance and human oversight throughout all workflows.
• Deliver end-to-end analytical execution across a defined CMBS portfolio — including new transaction analysis and ongoing surveillance — reconciling credit inputs, documenting assumptions and model changes, and maintaining consistently high standards of analytical quality and clarity.
• Use approved generative AI tools to accelerate research, comparisons, and drafting, with rigorous validation and full accountability for all outputs.
• Translate data, analysis, and research into market-facing narratives for issuers, investors, and senior market participants; build trusted stakeholder relationships and contribute to thought leadership on CMBS and commercial real estate trends.

Requirements

• Specialized experience in commercial real estate finance and/or CMBS, including leading new transaction analysis and ongoing portfolio surveillance.
• Strong credit and financial analysis skills in structured finance, with the ability to translate complex CMBS data into clear, decision-useful narratives grounded in evidence and sound judgment.
• Proven ability to coach and advise junior colleagues on credit fundamentals, operational processes, and quality standards, with a track record of delivering high-quality outputs with limited oversight.
• Effective written and verbal communication skills for committee-ready documentation and engagement with issuers, investors, and market participants.
• A continuous improvement mindset, with experience simplifying and standardizing analytical processes through tooling, automation, or workflow redesign.
• Sound judgment on responsible AI use, including rigorous validation practices, bias awareness, data protection, and adherence to approved boundaries.
• An S&P Global employee at this level would typically have 5 to 10 years of relevant experience in commercial real estate finance, structured finance, or CMBS analysis.
• A master's degree or professional certification (such as CFA) is highly valued.
• We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
• Preferred or Helpful Experience

S&P Global UK

S&P Global UK is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in London.

• Industry: BFSI / Investments / Insurance