S&P Global US | Rating Analyst – Structured Finance, Colorado or Toronto

Responsibilities

• The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions across a growing and evolving sector.
• Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.
• In addition to base compensation, this role is eligible for an annual incentive plan.
• Compensation and Benefits Information (Canadian Candidates): S&P Global states that the anticipated range of compensation for this position is CAD $62,000 to $101,000.
• Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications.
• In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation.
• Build credit judgment through coaching, feedback, and standard methodologies, reinforcing consistent ways of working to strengthen analytical quality and trust.
• Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automation that support judgment, reduce rework, and accelerate delivery.
• Support the onboarding and development of junior colleagues through guidance on analytical routines, quality standards, and the effective use of approved tools.
• Contribute to workflow improvement initiatives and support innovation by challenging existing processes and applying fresh perspectives to complex data and problem-solving.
• Own delivery for assigned credits, maintaining clear status updates, strong prioritization, and early escalation of risks to ensure timely, decision-ready outputs.
• Maintain ongoing surveillance for assigned credits, synthesizing developments into insights that support analytical discussions and rating committee materials.
• Build and maintain analytical materials using standard templates, applying automation to reduce rework while retaining human ownership of conclusions.
• Support rating committees by preparing well-evidenced materials and responding to follow-up questions with clear transparency on sources and assumptions.
• Support the testing of automation and AI tools identified through process improvement initiatives.
• Use approved generative AI and large language model tools to support research, comparison, and drafting tasks.
• Collect, reconcile, and validate data, identifying anomalies and gaps early; document assumptions and standardize routines to reduce operational risk.
• Translate data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders, adapting technical content to suit the audience.
• Learning agility and a continuous improvement mindset, with comfort adopting new tools while maintaining quality and accountability.

Requirements

• Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
• Collaborative working style with the ability to manage priorities and communicate clearly in a team-oriented environment.
• Demonstrated ability to support junior colleagues through guidance, quality checks, and knowledge sharing, including responsible AI practices.
• Strong research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts.
• Practical experience using generative AI or large language model tools to support analysis, research, or drafting in a professional context.
• Strong spreadsheet skills and a willingness to develop proficiency in data and automation tools, including the ability to supervise and validate automated outputs.
• Effective written and verbal communication skills, with the ability to present research and analysis in a clear, structured format that supports informed decision-making.
• Demonstrated commitment to responsible technology use, following approved boundaries to protect confidentiality and analytical integrity.
• A master's degree or professional certification (such as CFA) is highly valued.
• We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
• Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.
• Experience supporting financial modeling preferred.

S&P Global US

S&P Global US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York, Chicago, Dallas and Colorado.

• Industry: BFSI / Investments / Insurance