S&P Global US | Senior Analyst – Structured Finance, Chicago, Colorado, New York or Toronto

Responsibilities

• The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions across a growing and evolving sector.
• Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.
• In addition to base compensation, this role is eligible for an annual incentive plan.
• Compensation and Benefits Information (Canadian Candidates): S&P Global states that the anticipated range of compensation for this position is 94,000 to 130,000 CAD.
• Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications.
• In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation.
• Guide and coach junior analysts and research staff, building capability in credit analysis, data discipline, and analytical tooling to reinforce consistent, high-quality outputs.
• Identify and propose workflow improvements that remove unnecessary manual steps without compromising governance or analytical standards.
• Partner with senior team members and Data and Engineering colleagues to identify and scale AI and automation use cases with governance-by-design, appropriate controls, and adoption support.
• Lead end-to-end credit analysis and surveillance for assigned structured finance credits, ensuring timely, high-quality delivery with clear accountability for outputs and priorities.
• Prepare and review analytical inputs, reconcile metrics, and document assumptions to ensure adherence to methodologies and standard operating procedures.
• Engage with external stakeholders alongside senior team members, translating complex data and analysis into clear, evidence-based narratives for clients and rating committees.
• Prepare well-structured, committee-ready materials and communicate complex analytical content in an accessible format for market participants.
• Contribute to the responsible design and testing of automation and AI-enabled workflows, maintaining clear boundaries between what can be automated and what requires human judgment.

Requirements

• Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
• Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight, and to coach junior colleagues through shared standards and tools.
• Strong collaboration and relationship management skills, with the ability to influence through credibility and constructive engagement.
• Demonstrated credit, financial, and risk analysis skills, with the ability to link fundamental drivers to forward-looking risk views.
• Practical experience embedding generative AI or large language model tools into professional workflows to improve productivity and analytical output.
• Proficiency in analytical and spreadsheet tools, with a willingness to develop skills in data and automation platforms.
• Effective written and verbal communication skills, with the ability to synthesize complex analytical content into concise, evidence-based narratives for senior stakeholders and rating committees.
• Demonstrated ability to contribute to automation workflow design and testing, with clear judgment on which analytical decisions require human oversight.
• A master's degree or professional certification (such as CFA) is highly valued.
• We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
• Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.

S&P Global US

S&P Global US is an employer hiring in India (sector: BFSI / Investments / Insurance).

Its finance, accounts, audit and tax openings in India are mostly in New York, Chicago, Dallas and Colorado.

• Industry: BFSI / Investments / Insurance