Standard Chartered India | Associate Director- Collateral and Liquidity Risk Management, India Hub

Responsibilities

• Within Treasury (which comprises Capital, Liquidity & Markets), the Treasury Liquidity function is responsible for driving the strategic liquidity agenda and Interest Rate Risk in the Banking Booking (‘IRRBB’).
• The role is responsible for ensuring eligible collateral is accurately identified, validated, pledged, monitored, and maintained in compliance with regulatory and central bank requirements, while coordinating across Treasury, Legal, Credit, Risk and Business teams.
• Understand the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Lead the execution, governance, and continuous enhancement of central bank collateral management activities, including Borrower-in-Custody (BIC) programs and loan pre-positioning frameworks (MACCS).
• Support in providing relevant inputs / guidance into Corporate Planning / Funding Planning process to ensure the liquidity risk is adequately captured.
• Identify key levers and emerging risks in relation to Group’s funding profile (e.g., due to change in market conditions or regulation) and present tangible and executable options to GALCO.
• Identify processes that can be migrated to the India Hub from both Group and Country.
• Support the engagement with businesses on collateral optimisation strategies.
• Oversee collateral pre-positioning activities under various central bank frameworks and ensure compliance with jurisdiction-specific eligibility requirements.
• Monitor pledged collateral pools and borrowing capacity, ensuring continued availability of central bank funding facilities.
• Ensure completeness, accuracy and auditability of collateral datasets, reporting attributes and regulatory submissions.
• Contribute to strategic initiatives aimed at increasing eligible collateral pools and improving liquidity readiness.
• Ensure models remain robust, data-driven, and aligned with evolving regulatory standards and internal risk appetite, while providing analytical support to validate and refine assumptions across different liquidity scenarios.
• Assist in designing and configuring scenarios, running analyses, presenting results, and supporting MAS IWST, ICAP, BoE RST, fire drills, and VIR.
• Contribute to collateral optimization via active participation in global collateral initiatives.
• Assist in LSREP submissions, support regulatory and special audits (e.g., Section 166), and engage proactively with regulators through advocacy, consultations, and industry forums.
• Support prioritization, validate system changes, and assist in testing to ensure fitness for purpose.
• Contribute to the development of the target operating model for liquidity reporting and continuously review reporting processes for efficiency and accuracy.
• Partner with Global Account Managers (GAM), Credit Portfolio Management (CPM), Legal, GLS, Treasury Markets and Risk teams to obtain required approvals and validations.
• Lead by example in reinforcing the appropriate culture and values of the function.
• Contribute to ongoing training and development of team members.
• Prepare the collateral schedule and supporting documents and submit to the regulators through Treasury Markets.
• Ensure adherence to internal controls, regulatory requirements and policy standards.
• Identify operational risks within collateral processes and implement mitigation strategies.
• Maintain evidence of key controls and governance activities.

Qualifications

• Finance Professionals (Qualified Chartered Accountant) or Certifications like FRM, PRM or CFA is advantageous.
• Strong understanding of liquidity regulations and central bank liquidity facilities.
• Experience with loan portfolios, collateral eligibility assessment or secured funding processes.
• Familiarity with banking book and trading book products and their impact on balances sheet, as well as funding requirements that arise from off-balance sheet positions.
• Advanced analytical and data validation capabilities.
• Strong stakeholder management skills with ability to influence senior stakeholders.
• Experience managing regulatory processes with significant control and audit requirements.
• Experience with process automation, workflow tools and AI-enabled process improvements.
• Advanced Excel and data analysis skills.
• Ability to scope and conduct data intensive numerical studies and present the results in a concise and clear manner to audiences.
• Able to work independently yet a great team player.

Standard Chartered

Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. It was formed in 1969 through the merger of Standard Bank and The Chartered Bank.

Its Indian global business services centres hire finance professionals for financial control, stress testing, regulatory reporting, tax and risk roles.

• Industry: Banking and financial services
• Headquarters: London, UK
• In India: Present in India for over 150 years, with global business services centres in Bengaluru and Chennai