Standard Chartered India | AVP - Lending Operations Business risk manager

Key roles & responsibilities of the role will be

• The role of the Global Banking / Lending Ops Business Risk Manager is to partner and support all Global Banking Lending Operations department functions that range from documentation to execution of deals with a view to proactively identify, quantify, prioritise, and mitigate risks, improve controls and maintain focus on operational excellence and sustainable solutions.
• Facilitate business growth alongside appropriate risk management.
• Contribute to business strategic decision making (e.g., risk weighting across all Lending operations processes as part of the Standardization Journey).
• Monitor control execution trends and internal/external events to proactively identify non-financial risks.
• Perform deep dive reviews and assesses risk metrics (losses, near miss incidents, control effectiveness data in order to identify top themes and trends.).
• Responsible for maintaining a comprehensive insight into the current and emerging profile for.
• Evaluate the appropriateness of the organization’s frameworks for governance, risk and control.
• Contribute to the development of risk-oriented culture within the organization. Act as a ‘risk culture Ambassador’.
• Assist settlement Operational teams on the design and implementation of new controls and monitors required to fulfil new internal policy/regulatory requirements.
• Identify sources of risk through changes in the external environment, new regulation, new products, changes to business strategy, incidents, reviews and other measures of control effectiveness.
• Assess probability and impact of the risks and ensure capture of the risks against the relevant Process Universe in the Bank’s risk monitoring system(s).
• Assess appropriateness of key risk indicators, continually assess effectiveness. Challenge thresholds where appropriate.
• Ensure process universe is meaningful and reflective of key risk and controls.
• Accountable for coordinating various global internal/external audits/reviews and liaising with various stakeholders to ensure timely and accurate information is provided.
• Ensure appropriate governance and oversight of process health of Lending Ops through governance forums and appropriate MI.
• Ensure any material issues are escalated directly to the Head of the Markets Operations & business in a timely manner when required i.
• Assist Operational teams on the design and implementation of new controls and monitors required to fulfil new internal policy/regulatory requirements.
• Ensure appropriate governance and oversight of process health of FMO through governance forums and appropriate MI.
• Ensure any material issues are escalated directly to the Head of the Global Banking Operations & business in a timely manner when required i.
• Lead and support a change in mindset, building a culture of client centricity, agility, and accountability through standardised metrics and measurement.
• Drive training and communications to promote awareness and continuous learning for risk control and governance aspects.
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
• Maintain effective communication with key stakeholders, and peers.
• Accountable for completing high quality and timely risk documentation - top risk profiles, residual risk assessments, risk treatment plans for material risk events elevated residual risk treatment plans, management action plans, risk committee papers
• Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group’s internal and external reputation and indirectly influence the bottom line.

Standard Chartered

Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. It was formed in 1969 through the merger of Standard Bank and The Chartered Bank.

Its Indian global business services centres hire finance professionals for financial control, stress testing, regulatory reporting, tax and risk roles.

• Industry: Banking and financial services
• Headquarters: London, UK
• In India: Present in India for over 150 years, with global business services centres in Bengaluru and Chennai