Standard Chartered India | Credit Analyst - SME BWC

Responsibilities

• This role is within Business Banking for Credit analyst is for Analyse financials, banking and other credit related activities
• Responsible for the portfolio quality and risk including zero tolerance/ KYC.
• Ensure to have OPAC (Operating Account) criteria satisfied, for example, Quarterly Churning in accounts, Tracking HV transactions and informing client time to time if churning not routing through us.
• Support Relationship Managers in handling a group of relationships to meet revenue and profit targets for these relationship.
• Handle deals, together with the RM, from concept to completion with particular emphasis on transaction structuring and documentation.
• Support RM for NTB clients to onboard where there is a scope of Trade and Bundles FX.
• Prepare high Quality Business Credit Applications with minimum subsequent rework and time.
• Support RM Daily Annotation of the transaction as per the DOI.
• Respond on Transaction Monitoring, SAR, RFI, CDD actionable timely closure within TAT. No pendency.
• Review and closure of ASTAR items, covenants, deferrals, Pending Documents with in TAT.
• Ensure no overdue and all covenants like Stock and Book Debt.
• Timely completion of mandatory e-learning’s.
• Perform other responsibilities assigned under group , country, Business or functional policies and procedures.
• Monitoring of post sanction condition compliance in time bound manner.
• Coordinating with various stakeholders for sanctioning of facilities including internal and external stakeholders.
• Meeting client time to time and check customer performance, discuss debtors stretch and probability of enhancement and other required products.

Requirements

• Knowledge of SME Lending Products

Standard Chartered

Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. It was formed in 1969 through the merger of Standard Bank and The Chartered Bank.

Its Indian global business services centres hire finance professionals for financial control, stress testing, regulatory reporting, tax and risk roles.

• Industry: Banking and financial services
• Headquarters: London, UK
• In India: Present in India for over 150 years, with global business services centres in Bengaluru and Chennai