Standard Chartered India | Director & Prism Head

Responsibilities

• This role will lead the RMs in major cities like Delhi, Mumbai, Bangalore, Chennai and Hyderabad.
• Prepare credit proposal and loan application of customers; prepare annual review on timely basis.
• Work closely with credit team to ensure good quality lending decisions are made; to ensure the strict adherence to the prevailing EAR / credit policy.
• Implement agreed business plan to achieve sales/ revenue targets.
• Maintain a high level of professionalism in client engagement, internal stakeholder management and other business conduct.
• Contribute toward achieving team’s overall target and delivering optimal revenue through Investments, FX and Banca.
• Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes.
• Support the framework for effective management of operational risks across the Business and compliance with applicable internal policies, and external laws and regulations at a global level.
• Support the execution of Business strategy in a safe and well-controlled manner and on an end-to-end basis – incorporating infrastructure requirements and ensuring that they are fit-for-growth.
• Conduct regular and timely customer due diligence (CDD) reviews.
• Ensure CDD profiles are error free for timely sign off.
• Identify KYC issues, provide solution or escalate to line manager if necessary.
• Ensure internal / external KYC requirements are adhered to AML CDD policies and procedures.
• Timely handling of customer issues, complaints, and product enquiries in accordance with established procedures.
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).
• Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in Wealth, CDD teams and partners in risk, other support functions, and product.
• Generate creative ideas on customer acquisition and products/ services
• Follow and comply with AML CDD policies and procedures where applicable
• Outstanding communication and presentation skills

Requirements

• Effectively generating new business – identify prospects and convert in line with the Bank’s appetite.
• Experience in servicing international businesses under the cross-border context is a plus
• Excellent financial analysis skills and ability to assess client creditworthiness and key risk considerations / mitigations
• Sound product knowledge on trade, cash, lending and FX and strong understanding of local industries, supply/value chains and market environment
• Knowledge of operational procedures, documentation requirements, banking practices and regulations related to commercial banking
• Sound knowledge of financial markets and investment products

Standard Chartered

Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. It was formed in 1969 through the merger of Standard Bank and The Chartered Bank.

Its Indian global business services centres hire finance professionals for financial control, stress testing, regulatory reporting, tax and risk roles.

• Industry: Banking and financial services
• Headquarters: London, UK
• In India: Present in India for over 150 years, with global business services centres in Bengaluru and Chennai