Tata Capital
Tata Capital | Area Credit Manager - Mid Enterprises Business - Credit Appraisal - Bengaluru - Prestige Corniche - MM*
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Job Highlights
Responsibilities
- 3 Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
- Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility.
- Working on projects/process improvements from time.
- Perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.
- Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants.
- Identify the automation opportunities in existing processes, new product development.
- Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.
Qualifications
- Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent.
About the company
Tata Capital Limited
The Tata Group's main financial services company, Tata Capital Limited, is a subsidiary of Tata Sons Private Limited. It was incorporated in 1991, has its registered office in Mumbai and operates as a non-banking financial company. It lends to individuals and to small, mid-sized and large businesses, and also offers wealth services, investment banking, private equity, leasing and clean-energy finance. Home loans come through its subsidiary, Tata Capital Housing Finance Limited. Tata Capital Financial Services, Tata Cleantech Capital and Tata Motors Finance have been merged into the company, and its shares were listed on the NSE and BSE after an initial public offering in October 2025.
Credit is the main finance area in Tata Capital's current openings: area credit managers who appraise loans to mid-sized enterprises in Bengaluru, high-value underwriters for loans against property in Mumbai, and business transformation work in retail finance. Several postings name a CA, MBA, PGDBA or PGPM as the minimum qualification, while others accept graduates in any discipline, with an MBA in finance as an advantage.
