Tata Capital
Tata Capital | High Value Underwriter - Loan Against Property - Mumbai - Goregaon (E) - MM*
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Job Highlights
Responsibilities
- Monitoring all CFAB product digital journeys from Credit side and ensuring testing/ tracing out further scope.
- Facilitating development/ modification of digital journeys by engaging with relevant stakeholders & BRE fintech/IT Vendors.
- Work along with DS and Risk team for development and review of credit decisioning scorecards.
- Evaluation and implementation of cost effective processing tools e.g.- IDV across products.
- Drive better efficiency with Data Science team through Machine Learning Models.
- Review and Presentations to Senior management/ relevant forums.
- Manage end to end credit approval for all such high value cases from Pan-India which comes for decision from all Regions.
- Tracing out opportunities/ not in line with policy rules from the customer segments coming in
- Discussing the data backed analysis with Credit Team/ Risk team and proposing relevant changes in the rules/ journey
- Enabling enhanced Cross sell-Upsell for lending business
- Underwrite for all customer segments for Retail high value loan products and decide/ present to senior level for decisioning.
- Authorize deviations raised and documented by underwriters in compliance with credit policy.
Requirements
- Experience: 10+ years of work experience in LAP and Business Loans Underwriting.
About the company
Tata Capital Limited
The Tata Group's main financial services company, Tata Capital Limited, is a subsidiary of Tata Sons Private Limited. It was incorporated in 1991, has its registered office in Mumbai and operates as a non-banking financial company. It lends to individuals and to small, mid-sized and large businesses, and also offers wealth services, investment banking, private equity, leasing and clean-energy finance. Home loans come through its subsidiary, Tata Capital Housing Finance Limited. Tata Capital Financial Services, Tata Cleantech Capital and Tata Motors Finance have been merged into the company, and its shares were listed on the NSE and BSE after an initial public offering in October 2025.
Credit is the main finance area in Tata Capital's current openings: area credit managers who appraise loans to mid-sized enterprises in Bengaluru, high-value underwriters for loans against property in Mumbai, and business transformation work in retail finance. Several postings name a CA, MBA, PGDBA or PGPM as the minimum qualification, while others accept graduates in any discipline, with an MBA in finance as an advantage.
