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Wells Fargo India

Wells Fargo India | Senior Secured Lending Underwriter

Bengaluru, Karnataka, India · No specific degree mandated by employer (preferred: CFA, FRM)

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Job Highlights

Responsibilities

  • Participate in underwriting and loan closing of transactions.
  • Identify opportunities for process improvements within scope of responsibilities for Secured Lending Underwriting functional area.
  • Review and analyze basic business challenges within Secured Lending Underwriting functional area that require research, evaluation, and selection of alternatives.
  • Present recommendations for resolving more complex situations and exercise independent judgement while developing expertise in Secured Lending Underwriting functional area, policies, procedures, and compliance requirements.
  • Collaborate and consult with Secured Lending Underwriting colleagues, internal partners, and stakeholders, including internal and external customers.
  • Deliver accurate credit decisions within agreed turnaround times.
  • Maintain portfolio quality and adhere to risk overlays.
  • Ensure compliance to policies and regulations
  • Build strong stakeholder relationships and support process improvements.

Desired qualifications

  • Experience with underwriting platforms, loan origination systems, and advanced Excel (pivot tables, macros).
  • Proven track record of handling complex transactions and high-value deals.
  • Exposure to sectors like real estate, manufacturing, or trade finance is a plus.
  • Knowledge about Gen AI Tools
  • 4+ years in credit underwriting or portfolio management within commercial or secured lending.

About the company

Wells Fargo

Wells Fargo & Company is one of the largest banks in the United States, offering consumer and commercial banking, corporate and investment banking, and wealth and investment management. Its India arm, Wells Fargo International Solutions, supports these global businesses from Hyderabad, Bengaluru and Chennai.

Wells Fargo's India centres hire finance professionals across financial reporting, accounting, tax, treasury, audit, risk, compliance, lending operations and investment operations. Many of these roles suit CA, CFA, MBA (Finance), ACCA, CPA holders and commerce graduates.

  • Industry: Banking and financial services
  • Headquarters: San Francisco, USA
  • In India: Large international services centres in Hyderabad, Bengaluru and Chennai (Wells Fargo International Solutions)
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